– Total Revenues increased 33.0% for the quarter over the prior year period to $68.8 million – – Organic Revenue Growth Rate* of 11.7% for the quarter – – Net income of $14.4 million for the quarter – – Adjusted EBITDA* increased 56.9% for the quarter over the prior year period to $21.7 million - – Share Repurchase Authorization approved for up to $50 million - THE WOODLANDS, Texas, Feb. 25, 2026 (GLOBE NEWSWIRE) -- TWFG, Inc. (“TWFG”, the “Company” or “we”) (NASDAQ: TWFG), a high-growth insurance distribution company, today announced results for the fourth quarter and the full year ended December 31, 2025. Fourth Quarter 2025 Highlights Total revenues for the quarter increased 33.0% to $68.8 million, compared to $51.7 million in the prior year period Commission income for the quarter increased 35.8% to $59.4 million, compared to $43.7 million in the prior year period Net income for the quarter was $14.4 million, compared to $8.2 million in the prior year period, and net income margin for the quarter was 20.9% Diluted Earnings Per Share for the quarter was $0.18 and Adjusted Diluted Earnings Per Share* for the quarter was $0.30 Total Written Premium for the quarter increased 22.7% to $443.4 million, compared to $361.4 million in the prior year period Organic Revenue Growth Rate* for the quarter was 11.7% Adjusted Net Income* for the quarter increased 58.9% from the prior year period to $16.7 million, and Adjusted Net Income Margin* for the quarter was 24.3% Adjusted EBITDA* for the quarter increased 56.9% over the prior year period to $21.7 million, and Adjusted EBITDA Margin* for the quarter was 31.6% compared to 26.8% in the prior year period Full Year 2025 Highlights Total revenues for the year increased 21.3% to $247.1 million, compared to $203.8 million in the prior year period Commission income for the year increased 20.6% to $221.0 million, compared to $183.2 million in the prior year period Net income for the year was $39.8 million, compared to $28.6 million in the prior year period, and net income margin for the year was 16.1% Diluted Earnings Per Share for the year was $0.51 and Adjusted Diluted Earnings Per Share* for the year was $0.88 Contingent income for the year increased 33.9% to $11.7 million, compared to $8.7 million in the prior year period Total Written Premium for the year increased 17.3% to $1.7 billion, compared to $1.5 billion in the prior year period Organic Revenue Growth Rate* for the year was 11.6% Adjusted Net Income* for the year increased 50.8% from the prior year period to $49.8 million, and Adjusted Net Income Margin* for the year was 20.2% Adjusted EBITDA* for the year increased 44.3% over the prior year period to $65.4 million, and Adjusted EBITDA Margin* for the year was 26.5% compared to 22.3% in the prior year *Organic Revenue Growth Rate, Adjusted Net Income, Adjusted Net Income Margin, Adjusted EBITDA, Adjusted EBITDA Margin, Adjusted Free Cash Flow and Adjusted Diluted Earnings Per Share are non-GAAP measures.
