Provident Financial Holdings, Inc. ( PROV ) Q1 2026 Earnings Call October 29, 2025 12:00 PM EDT Company Participants Donavon Ternes - President & CEO Conference Call Participants Frank Williams - Piper Sandler & Co., Research Division Timothy Coffey - Janney Montgomery Scott LLC, Research Division Presentation Operator Good morning, ladies and gentlemen, and thank you for standing by. My name is Kelvin, and I will be your conference operator today.