Executive Snapshot: Financial results: Key metrics for the fourth quarter 2025 compared to the fourth quarter of 2024: Net income of $15.6 million increased 38.0% compared to $11.3 million Diluted earnings per share of $0.85 increased 44.1% compared to $0.59 Net interest margin of 2.82%, up 22 basis points from 2.60% Return on Average Assets of 0.97%, up 32.9% from 0.73% Return on Average Equity of 8.99%, up 34.2% from 6.70% Net interest income of $43.7 million, up 12.4% from $38.9 million Capital position and Stock Repurchase Program: Book value per share as of December 31, 2025 was $38.08, up from $35.56 as of December 31, 2024 One million shares, or 5.3%, of TrustCo common stock were purchased under the Stock Repurchase Program during 2025, of which 533 thousand shares or 2.9% were purchased in the fourth quarter Two million shares, or 11.1%, of TrustCo common stock authorized for purchase under an additional Stock Repurchase Program announced for 2026 GLENVILLE, N.Y., Jan. 21, 2026 (GLOBE NEWSWIRE) -- TrustCo Bank Corp NY (TrustCo, NASDAQ: TRST) today announced strong financial results for the fourth quarter of 2025 highlighted by a substantial increase in net interest income, continued margin expansion, and sustained loan and deposit growth across core lending and deposit categories.
