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UP Fintech is still valued like a cyclical China-linked broker, while the underlying business is becoming a higher-quality, more resilient fintech platform. Q3/25 revenue jumped 73.3% to $175.2M, with non-GAAP net income of $57M and net margins of about 37%. AUM climbed 49.7% YoY to $61B, funded accounts rose 18.5%, and client cash moved sharply higher QoQ, reinforcing the quality of recent growth.

UP Fintech Holding Limited (TIGR) Q4 2025 Earnings Call Transcript

NEW YORK, March 19, 2026 /PRNewswire/ -- UP Fintech Holding Limited (NASDAQ: TIGR) ("UP Fintech" or the "Company"), announced its unaudited financial results for the fourth quarter and full-year ended December 31, 2025. In the fourth quarter, the Company achieved a revenue of US$175.6 million, up 41.5% year-over-year (YoY), while full-year revenue reached US$612.1 million, a 56.3% increase—setting a new record high.

SINGAPORE, March 19, 2026 (GLOBE NEWSWIRE) -- UP Fintech Holding Limited (NASDAQ: TIGR) (“UP Fintech” or the “Company”), a leading online brokerage firm focusing on global investors, today announced its unaudited financial results for the fourth quarter and full year ended December 31, 2025.

Revenues are accelerating sharply, growing at 73% or even 80%. Net income margin jumped from 11% to 31% in just 12 months. The company benefits from competitive advantages and a differentiated value proposition, driving customer preference over rivals. Mainland Chinese accounts dropped below 15% at the end of Q3 2025, signaling a significant reduction in regulatory risk and overseas expansion.

The mean of analysts' price targets for UP Fintech Holding Limited (TIGR) points to a 46.3% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

UP Fintech is accelerating its transformation into a multilayer fintech platform, with robust revenue and margin expansion. Q3 revenue surged 73% YoY and 26% QoQ, driven by organic growth across trading, interest, IPO underwriting, and wealth management. Non-GAAP net income reached $57 million, with margins expanding to nearly 33%, outpacing sector norms and reflecting disciplined cost control.