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Paymentus Holdings, Inc. (PAY)

NYQ – Real Time Price. Currency in USD

24.50

-0.66 (-2.62%)

At close: Mar 27, 2026, 4:00 PM EDT

24.50

0.00 (0.00%)

After-hours: Mar 27, 2026, 6:21 PM EDT

  • Summary
  • News
  • Chart
  • Financial
  • Dividends
  • Forecast
  • Ownership
  • Profile

Stock details

Previous close
24.5$
Day's range
24.44 - 25.19$
52-week range
22.02 - 40.43$
Volume
510 230
Average volume
524 273
Beta
1.34
EPS (TTM)
0.53
PE ratio (TTM)
47.26
Market cap
3 080 032 017
Shares outstanding
125 715 593
Dividend yield
N/A
Next earnings date
2026-05-11
Sector
Technology
Industry
Software - Infrastructure

About the company

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform’s payment processing includes credit cards, debit cards, ec... read more
CEO
Dushyant Sharma
Country
United States
IPO Date
2021-05-26
Employees
1340
Fiscal Year End
January - December
Website
https://www.paymentus.com

Revenue Breakdown

Payment Transaction Processing / 99.21%
Other / 0.79%

News

No Data

There are no news for this stock.

Chart: PAY

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Overall Score

5.6 / 1056%
Financial Strength
9.6
Profitability
5
Effectiveness
6.8
Growth
9.1
Forecast
9.4
Valuation
3.4

Financial Strength

NAMERATIOINDUSTRY5Y TRENDSCORE
Current ratio4.462.7910
Quick ratio4.462.1410
Debt to Equity0.010.379.0
Debt to Assets0.0118.759.0
Interest coverageN/A-1.1610
Weighted average score9.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)
Values in USD (B=Billions, M=Millions, K=Thousands)
METRIC2022202320242025TTM
Total Revenue497M614M872M1.20B1.20B
Gross Profit144M174M230M296M284M
Operating Income-3M18M45M76M76M
Net Income-513K22M44M67M67M
EBITDA23M49M81M117M117M

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAMERATIOINDUSTRY5Y TRENDSCORE
Gross margin %25.4251.85
5.0
Operating margin %7.28-0.03
4.0
Net margin %6.26-5.00
5.0
EBITDA margin %10.183.45
4.0
Cash flow margin %13.668.46
7.0
Weighted average score5.0

Net Margin

Effectiveness

NAMERATIOINDUSTRY5Y TRENDSCORE
ROA9.87-18.74
8.0
ROE11.758.11
7.0
ROIC11.60-70.24
7.0
ROCE3.460.38
5.0
Weighted average score6.8

Estimated EPS vs Actual EPS

Forecast

NAMEREVENUE GROWTHEPS GROWTHSCORE
Current quarter21.8822.4510
Next quarter19.518.19.0
Current year17.3815.379.0
Next year19.0128.719.5
Weighted average score9.4

Analyst Rating

Growth

NAMEREVENUENET INCOMEEPSFCFSCORE
Q/Q6.3516.51028.816.3
Y/Y28.1557.2242.8661.8610
3y average34.251533.56148.64138.4310
5y average31.9892.6105.9373.6910
Weighted average score9.1

Revenue Growth Rate vs. Industry

Valuation

NAMERATIOINDUSTRY5Q TRENDSCORE
P/E46.771.68
2.8
PEG (5yr expected)N/A1.46
1.0
P/S2.627.96
6.4
P/B5.462.78
3.2
Weighted average score3.4

DCF Model

DCF Model PeriodN/A
Discount rateN/A
Perpetual growth rateN/A
Revenue 5 year CAGRN/A
FCF 5 year CAGRN/A
Fair value$
Stock price24.5$

Dividend

NAMECURRENTINDUSTRYSCORE
Dividend yield0.00N/A1.0
Payout ratio0.00N/A1.0
5-year dividend growth rateN/AN/A1.0
Years of dividend increaseN/AN/A1.0
Weighted average score1.0

Fair Value

Fair Value

$1

UndervaluedStock priceOvervalued

$24.5

Economic Moat

NAMESCALESCORE
Market shareNone1.0
Intangible assetsNone1.0
Switching costsNone1.0
Network effectNone1.0
Economies of scaleNone1.0
Weighted average score1.0
Dividend
1
Economic Moat
1

Octagon View

Strength & Weakness

Company's cash reserves $324.5M significantly exceed its total debt $6.9M, ensuring strong financial flexibility

Total current assets $441.3M exceed Total current liabilities $98.8M, highlighting excellent liquidity

Debt-to-equity ratio (0.0) is well below the industry average (0.4), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $45.0M, supporting its financial health