Seasonal storms, water damage, and wind-driven hazards drive predictable claim patterns each spring—here's how homeowners can get ahead of them LOS ANGELES, March 26, 2026 /PRNewswire/ -- Spring weather brings a sharp uptick in home insurance claims across much of the United States, as heavy rain, severe storms, and fluctuating temperatures expose vulnerabilities in roofs, drainage systems, and property maintenance. Mercury Insurance (NYSE/NYSE Texas: MCY) is highlighting the most common spring-related claims—and what homeowners can do now to reduce risk before damage occurs.