Kearny Financial Corp. (KRNY)

NMS – Real Time Price. Currency in USD

9.48

+0.07 (0.69%)

Market open: Aug 12, 2026, 10:16 AM EDT

9.60

+0.07 (0.73%)

Previous after-hours: Aug 11, 2026, 7:58 PM EDT

Stock details

Previous close: 9.52$
Day's range: 9.47 - 9.61$
52-week range: 5.87 - 9.82$
Volume: 294 843
Average volume: 510 277
Beta: 0.16
EPS (TTM): 0.58
PE ratio (TTM): 16.58
Forward P/E: 12.05
Market cap: 616 316 747
Shares outstanding: 64 739 154
Dividend yield: $4.62 (4.62%)
Next earnings date: 2026-10-22
Sector: Financials
Industry: Banks - Regional

About the company

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real est... read more

CEO: Craig Montanaro
Country: United States
IPO Date: 2005-02-24
Employees: 557
Fiscal Year End: July - June
Website: https://www.kearnybank.com

Revenue Breakdown

Delivery of Loan and Deposit Products / 100.00%

News

No Data

There are no news for this stock.

Chart: KRNY

Loading Chart...

Overall Score

4.6 / 1046%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $1.1B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (1.5) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.05	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	1.50	0.05	5.0
Debt to Assets	0.15	0.09	8.0
Interest coverage	N/A	N/A	10
Weighted average score			5.0

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2023	2024	2025	2026	TTM
Total Revenue	296M	327M	344M	347M	347M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	52M	17M	31M	47M	47M
Net Income	41M	-87M	26M	36M	36M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	24.11	0.44	10
Net margin %	15.70	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.44	1.46	2.0
ROE	4.44	14.94	4.0
ROIC	3.24	0.00	5.0
ROCE	N/A	0.00	1.0
Weighted average score			3.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	9.71	16.67	7.5
Next quarter	10.88	23.33	8.5
Current year	11.78	38.6	8.5
Next year	10.9	26.58	8.5
Weighted average score			8.3

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	2.39	-29.24	-31.24	-31.71	1.5
Y/Y	2.23	5.95	0	-36.44	2.5
3y average	12.92	-73.93	-74.68	-30.27	2.8
5y average	6.78	-34.87	-32.13	25.05	4.3
Weighted average score					2.8

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	16.70	11.16	4.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.38	3.37	4.4
P/B	0.78	1.53	8.4
Weighted average score			4.7

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR3.71%

FCF 5 year CAGR4

Fair value9.7$

Stock price9.495$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	6.47	6.47	10
Payout ratio	57.52	57.52	10
5-year dividend growth rate	6.58	6.58	8.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			7.3

Fair Value

$9.7

UndervaluedStock priceOvervalued

$9.495

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Craig Montanaro

Country

United States

IPO Date

2005-02-24

Employees

557

Fiscal Year End

July - June

Website

https://www.kearnybank.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.05

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

1.50

0.05

5.0

Debt to Assets

0.15

0.09

8.0

Interest coverage

N/A

Weighted average score

5.0

METRIC

2023

2024

2025

2026

TTM

Total Revenue

296M

327M

344M

347M

Gross Profit

N/A

Operating Income

52M

17M

31M

47M

Net Income

41M

-87M

26M

36M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

24.11

0.44

Net margin %

15.70

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.44

1.46

2.0

ROE

4.44

14.94

4.0

ROIC

3.24

0.00

5.0

ROCE

N/A

0.00

1.0

Weighted average score

3.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

9.71

16.67

7.5

Next quarter

10.88

23.33

8.5

Current year

11.78

38.6

8.5

Next year

10.9

26.58

8.5

Weighted average score

8.3

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

2.39

-29.24

-31.24

-31.71

1.5

Y/Y

2.23

5.95

-36.44

2.5

3y average

12.92

-73.93

-74.68

-30.27

2.8

5y average

6.78

-34.87

-32.13

25.05

4.3

Weighted average score

2.8

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

16.70

11.16

4.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.38

3.37

4.4

P/B

0.78

1.53

8.4

Weighted average score

4.7

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

6.47

Payout ratio

57.52

5-year dividend growth rate

6.58

8.0

Years of dividend increase

0.00

1.0

Weighted average score

7.3

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

Search stocks

Kearny Financial Corp. (KRNY)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

Kearny Financial Corp. (KRNY)

Stock details

About the company

Revenue Breakdown

News

Chart: KRNY

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$9.7

$9.495

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: KRNY

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$9.7

$9.495

Economic Moat