International Money Express, Inc. (IMXI)

NCM – Real Time Price. Currency in USD

14.25

+0.40 (2.89%)

At close: Jun 26, 2026, 4:00 PM EDT

14.25

-0.00 (-0.00%)

After-hours: Jun 26, 2026, 4:31 PM EDT

Stock details

Previous close: 14.25$
Day's range: 13.87 - 14.25$
52-week range: 8.58 - 15.95$
Volume: 1 007 471
Average volume: 575 915
Beta: 0.48
EPS (TTM): 0.85
PE ratio (TTM): 16.73
Forward P/E: 11.02
Market cap: 428 846 510
Shares outstanding: 30 094 492
Dividend yield: N/A
Next earnings date: 2026-08-05
Sector: Technology
Industry: Software - Infrastructure

About the company

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit... read more

CEO: Robert Lisy
Country: United States
IPO Date
Employees: 1270
Fiscal Year End: January - December
Website: https://www.intermexonline.com

Revenue Breakdown

Wire Transfer and Money Order Fees / 82.62%

Foreign Exchange Gain / 14.34%

Other / 3.04%

News

No Data

There are no news for this stock.

Chart: IMXI

Loading Chart...

Overall Score

3.4 / 1034%

Financial Strength

Profitability

1.4

Effectiveness

6.3

Growth

3.3

Forecast

2.6

Valuation

5.5

Dividend

Economic Moat

Octagon View

Strength & Weakness

Total debt $262.3M significantly exceeds cash reserves ($170.3M), raising financial stability concerns

Total current assets $402.4M exceed Total current liabilities $141.8M, highlighting excellent liquidity

Debt-to-equity ratio (1.6) far exceeds the industry average, reflecting over-leverage

Interest coverage ratio (-5.2x) is dangerously low, suggesting debt repayment risks

Negative free cash flow -$42.9M limits the company's ability to reinvest or pay down debt

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	2.84	2.79	10
Quick ratio	2.84	2.14	10
Debt to Equity	1.61	0.37	4.0
Debt to Assets	0.46	18.75	5.0
Interest coverage	-5.20	-1.16	1.0
Weighted average score			6.0

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	474M	571M	570M	521M	502M
Gross Profit	47M	56M	59M	40M	34M
Operating Income	13M	8M	11M	-20M	-26M
Net Income	57M	60M	59M	33M	25M
EBITDA	22M	21M	25M	-3M	-8M

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	2.81	51.85	2.0
Operating margin %	-10.87	-0.03	1.0
Net margin %	0.48	-5.00	2.0
EBITDA margin %	-6.43	3.45	1.0
Cash flow margin %	-35.37	8.46	1.0
Weighted average score			1.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	7.18	-18.74	7.0
ROE	25.48	8.11	10
ROIC	11.13	-70.24	7.0
ROCE	-1.74	0.38	1.0
Weighted average score			6.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-7.44	-23.53	1.0
Next quarter	-4.15	-22.08	1.0
Current year	-4.92	-22.09	1.0
Next year	7.23	41.11	7.5
Weighted average score			2.6

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-16.42	-94.27	-24.38	-114.46	1.0
Y/Y	-14.89	-93.41	-11.42	-219.01	1.0
3y average	3.89	-13.92	-1.64	1380.71	4.0
5y average	11.78	3.85	10.36	1102.53	7.0
Weighted average score					3.3

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	16.76	1.68	4.0
PEG (5yr expected)	2.28	1.46	4.0
P/S	0.73	7.96	8.8
P/B	2.64	2.78	5.0
Weighted average score			5.5

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR0.26%

FCF 5 year CAGR4

Fair value10.92$

Stock price14.25$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$10.92

UndervaluedStock priceOvervalued

$14.25

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Robert Lisy

Country

United States

IPO Date

Employees

1270

Fiscal Year End

January - December

Website

https://www.intermexonline.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

2.84

2.79

Quick ratio

2.84

2.14

Debt to Equity

1.61

0.37

4.0

Debt to Assets

0.46

18.75

5.0

Interest coverage

-5.20

-1.16

1.0

Weighted average score

6.0

METRIC

2022

2023

2024

2025

TTM

Total Revenue

474M

571M

570M

521M

502M

Gross Profit

47M

56M

59M

40M

34M

Operating Income

13M

11M

-20M

-26M

Net Income

57M

60M

59M

33M

25M

EBITDA

22M

21M

25M

-3M

-8M

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

2.81

51.85

2.0

Operating margin %

-10.87

-0.03

1.0

Net margin %

0.48

-5.00

2.0

EBITDA margin %

-6.43

3.45

1.0

Cash flow margin %

-35.37

8.46

1.0

Weighted average score

1.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

7.18

-18.74

7.0

ROE

25.48

8.11

ROIC

11.13

-70.24

7.0

ROCE

-1.74

0.38

1.0

Weighted average score

6.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-7.44

-23.53

1.0

Next quarter

-4.15

-22.08

1.0

Current year

-4.92

-22.09

1.0

Next year

7.23

41.11

7.5

Weighted average score

2.6

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-16.42

-94.27

-24.38

-114.46

1.0

Y/Y

-14.89

-93.41

-11.42

-219.01

1.0

3y average

3.89

-13.92

-1.64

1380.71

4.0

5y average

11.78

3.85

10.36

1102.53

7.0

Weighted average score

3.3

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

16.76

1.68

4.0

PEG (5yr expected)

2.28

1.46

4.0

P/S

0.73

7.96

8.8

P/B

2.64

2.78

5.0

Weighted average score

5.5

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

Search stocks

International Money Express, Inc. (IMXI)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

International Money Express, Inc. (IMXI)

Stock details

About the company

Revenue Breakdown

News

Chart: IMXI

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$10.92

$14.25

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: IMXI

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$10.92

$14.25

Economic Moat