Fidelity National Financial, Inc. (FNF)

NYQ – Real Time Price. Currency in USD

47.60

-0.69 (-1.43%)

At close: May 12, 2026, 4:00 PM EDT

48.56

+0.96 (2.02%)

After-hours: May 12, 2026, 6:52 PM EDT

Stock details

Previous close: 50.58$
Day's range: 49.83 - 51.15$
52-week range: 42.78 - 61.4$
Volume: 2 139 482
Average volume: 1 711 391
Beta: 0.85
EPS (TTM): 2.82
PE ratio (TTM): 17.98
Forward P/E: 9.16
Market cap: 13 613 988 448
Shares outstanding: 269 157 541
Dividend yield: $4.03 (4.03%)
Next earnings date: 2026-08-11
Sector: Financials
Industry: Insurance - Specialty

About the company

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction ser... read more

CEO: Michael Nolan
Country: United States
IPO Date
Employees: 24535
Fiscal Year End: January - December
Website: https://www.fnf.com

Revenue Breakdown

Title / 58.77%

F&G / 39.67%

Corporate and Other / 2.36%

News

No Data

There are no news for this stock.

Chart: FNF

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Overall Score

5.6 / 1056%

Financial Strength

5.6

Profitability

3.4

Effectiveness

4.3

Growth

6.6

Forecast

6.3

Valuation

5.2

Dividend

Economic Moat

7.4

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $4.4B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.5) is well below the industry average (0.8), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	N/A	4.86	1.0
Quick ratio	N/A	2.78	1.0
Debt to Equity	0.61	0.81	7.0
Debt to Assets	0.04	0.15	9.0
Interest coverage	N/A	40.39	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	11.61B	11.79B	13.71B	14.51B	14.98B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	1.89B	903M	1.98B	1.70B	2.06B
Net Income	1.29B	517M	1.27B	602M	762M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	47.67	1.0
Operating margin %	17.33	0.20	8.0
Net margin %	7.53	-0.37	6.0
EBITDA margin %	N/A	22.61	1.0
Cash flow margin %	N/A	-7.75	1.0
Weighted average score			3.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.03	3.71	3.0
ROE	11.61	12.57	7.0
ROIC	7.35	8.55	6.0
ROCE	N/A	-38.07	1.0
Weighted average score			4.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	10.74	35.06	8.5
Next quarter	1.77	2.97	3.5
Current year	9.16	14.83	7.0
Next year	5.77	10.21	6.0
Weighted average score			6.3

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-20.67	307.69	-34.03	29.02	5.5
Y/Y	17.27	192.77	23.68	-1.39	7.5
3y average	7.89	11.01	2.67	14.62	6.3
5y average	8.5	11.24	5.31	41.31	7.0
Weighted average score					6.6

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	18.00	-1.66	6.0
PEG (5yr expected)	N/A	1.05	1.0
P/S	0.93	2.22	8.2
P/B	1.88	1.85	5.6
Weighted average score			5.2

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR8.92%

FCF 5 year CAGR4

Fair value536.59$

Stock price50.58$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.41	3.41	8.0
Payout ratio	30.87	30.87	5.0
5-year dividend growth rate	8.18	8.18	9.0
Years of dividend increase	1.00	1.00	2.0
Weighted average score			6.0

Fair Value

$536.59

UndervaluedStock priceOvervalued

$50.58

Economic Moat

NAME	SCALE	SCORE
Market share	Wide	9.0
Intangible assets	Wide	8.0
Switching costs	Medium	7.0
Network effect	Narrow	4.0
Economies of scale	Wide	9.0
Weighted average score		7.4

About the company

CEO

Michael Nolan

Country

United States

IPO Date

Employees

24535

Fiscal Year End

January - December

Website

https://www.fnf.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

N/A

4.86

1.0

Quick ratio

N/A

2.78

1.0

Debt to Equity

0.61

0.81

7.0

Debt to Assets

0.04

0.15

9.0

Interest coverage

N/A

40.39

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

11.61B

11.79B

13.71B

14.51B

14.98B

Gross Profit

N/A

Operating Income

1.89B

903M

1.98B

1.70B

2.06B

Net Income

1.29B

517M

1.27B

602M

762M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

47.67

1.0

Operating margin %

17.33

0.20

8.0

Net margin %

7.53

-0.37

6.0

EBITDA margin %

N/A

22.61

1.0

Cash flow margin %

N/A

-7.75

1.0

Weighted average score

3.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.03

3.71

3.0

ROE

11.61

12.57

7.0

ROIC

7.35

8.55

6.0

ROCE

N/A

-38.07

1.0

Weighted average score

4.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

10.74

35.06

8.5

Next quarter

1.77

2.97

3.5

Current year

9.16

14.83

7.0

Next year

5.77

10.21

6.0

Weighted average score

6.3

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-20.67

307.69

-34.03

29.02

5.5

Y/Y

17.27

192.77

23.68

-1.39

7.5

3y average

7.89

11.01

2.67

14.62

6.3

5y average

8.5

11.24

5.31

41.31

7.0

Weighted average score

6.6

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

18.00

-1.66

6.0

PEG (5yr expected)

N/A

1.05

1.0

P/S

0.93

2.22

8.2

P/B

1.88

1.85

5.6

Weighted average score

5.2

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.41

8.0

Payout ratio

30.87

5.0

5-year dividend growth rate

8.18

9.0

Years of dividend increase

1.00

2.0

Weighted average score

6.0

NAME

SCALE

SCORE

Market share

Wide

9.0

Intangible assets

Wide

8.0

Switching costs

Medium

7.0

Network effect

Narrow

4.0

Economies of scale

Wide

9.0

Weighted average score

7.4

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Fidelity National Financial, Inc. (FNF)

Stock details

About the company

Revenue Breakdown

News

Chart: FNF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$536.59

$50.58

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: FNF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$536.59

$50.58

Economic Moat