First Quarter 2026 Financial Data (Dollars in 000s, except per share data) Q1-2026 Q4-2025 Q1-2025 Summary Income Statement Total interest income $ 142,390 $ 143,634 $ 132,624 Total interest expense 35,274 37,435 39,777 Net interest income 107,116 106,199 92,847 Provision for credit losses 3,083 4,732 1,116 Noninterest income 15,178 (22,479) 12,956 Noninterest expenses 60,218 62,043 57,911 Income tax expense 12,334 1,232 10,370 Net income $ 46,659 $ 15,713 $ 36,406 Key Metrics Diluted EPS $ 1.13 $ 0.38 $ 0.88 Adjusted diluted EPS (1) 1.13 1.19 0.88 Book value per share 40.68 39.89 36.46 Tangible book value per share 29.01 28.23 24.69 ROA 1.48 % 0.49 % 1.21 % Adjusted ROA (1) 1.48 % 1.54 % 1.21 % ROCE 11.22 % 3.83 % 10.06 % Adjusted ROCE (1) 11.22 % 12.01 % 10.06 % ROTCE 16.05 % 5.80 % 15.54 % Adjusted ROTCE (1) 16.05 % 17.45 % 15.54 % NIM 3.67 % 3.58 % 3.25 % NIM- T/E 3.69 % 3.60 % 3.27 % Efficiency ratio 49.05 % 73.75 % 54.51 % Quarterly NCO ratio 0.06 % 0.05 % 0.17 % ACL ratio 1.42 % 1.42 % 1.49 % Capital Ratios (2) Tangible common equity to tangible assets 9.63 % 9.61 % 8.55 % Common equity tier I capital ratio 14.11 % 14.10 % 14.52 % Total risk-based capital ratio 16.10 % 16.12 % 16.80 % (1) Q4-2025 adjusted to exclude impact of securities loss of $43.7 million (after tax $33.6 million). See Appendices D, E, F and G.