Customers Bancorp, Inc. (CUBI)

NYQ – Real Time Price. Currency in USD

82.44

-0.42 (-0.51%)

Market open: Aug 12, 2026, 11:07 AM EDT

82.86

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 82.36$
Day's range: 81.5 - 82.52$
52-week range: 59.34 - 83.95$
Volume: 171 642
Average volume: 280 597
Beta: 0.67
EPS (TTM): 8.49
PE ratio (TTM): 10.04
Forward P/E: 9.75
Market cap: 2 781 511 182
Shares outstanding: 33 772 598
Dividend yield: N/A
Next earnings date: 2026-10-28
Sector: Financials
Industry: Banks - Regional

About the company

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company’s lendi... read more

CEO: Samvir Sidhu
Country: United States
IPO Date: 2012-02-21
Employees: 885
Fiscal Year End: January - December
Website: https://www.customersbank.com

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: CUBI

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Overall Score

4.2 / 1042%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $2.3B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (1.1) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.26	2.82	3.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	1.06	0.05	6.0
Debt to Assets	0.09	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	909M	1.44B	1.37B	1.48B	1.52B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	284M	335M	224M	340M	377M
Net Income	228M	250M	181M	224M	291M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	39.33	0.44	10
Net margin %	31.47	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.02	1.46	3.0
ROE	12.17	14.94	7.0
ROIC	6.81	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	2.81	-2.09	2.5
Next quarter	3.46	14.95	6.0
Current year	7.45	34.95	7.5
Next year	9.66	14.61	7.0
Weighted average score			5.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	2.18	2.74	4.06	-70.58	3.0
Y/Y	6.16	17.43	18.5	-62.51	6.0
3y average	20.4	1.92	1.66	283.28	6.5
5y average	21.43	23.11	23.26	174.1	10
Weighted average score					6.4

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	9.94	11.16	7.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.15	3.37	4.4
P/B	1.26	1.53	6.0
Weighted average score			4.8

DCF Model

DCF Model Period5 years

Discount rate9.55%

Perpetual growth rate3%

Revenue 5 year CAGR11.06%

FCF 5 year CAGR4

Fair value85.82$

Stock price82.36$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$85.82

UndervaluedStock priceOvervalued

$82.36

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Samvir Sidhu

Country

United States

IPO Date

2012-02-21

Employees

885

Fiscal Year End

January - December

Website

https://www.customersbank.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.26

2.82

3.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

1.06

0.05

6.0

Debt to Assets

0.09

9.0

Interest coverage

N/A

Weighted average score

5.8

METRIC

2022

2023

2024

2025

TTM

Total Revenue

909M

1.44B

1.37B

1.48B

1.52B

Gross Profit

N/A

Operating Income

284M

335M

224M

340M

377M

Net Income

228M

250M

181M

224M

291M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

39.33

0.44

Net margin %

31.47

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.02

1.46

3.0

ROE

12.17

14.94

7.0

ROIC

6.81

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

2.81

-2.09

2.5

Next quarter

3.46

14.95

6.0

Current year

7.45

34.95

7.5

Next year

9.66

14.61

7.0

Weighted average score

5.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

2.18

2.74

4.06

-70.58

3.0

Y/Y

6.16

17.43

18.5

-62.51

6.0

3y average

20.4

1.92

1.66

283.28

6.5

5y average

21.43

23.11

23.26

174.1

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

9.94

11.16

7.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.15

3.37

4.4

P/B

1.26

1.53

6.0

Weighted average score

4.8

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Customers Bancorp, Inc. (CUBI)

Stock details

About the company

Revenue Breakdown

News

Chart: CUBI

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$85.82

$82.36

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: CUBI

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$85.82

$82.36

Economic Moat