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C

Community Trust Bancorp, Inc. (CTBI)

NMS – Real Time Price. Currency in USD

59.92

-0.72 (-1.19%)

At close: Mar 27, 2026, 4:00 PM EDT

59.92

0.00 (0.00%)

After-hours: Mar 27, 2026, 4:34 PM EDT

  • Summary
  • News
  • Chart
  • Financial
  • Dividends
  • Forecast
  • Ownership
  • Profile

Stock details

Previous close
59.92$
Day's range
59.49 - 60.34$
52-week range
44.6 - 65.79$
Volume
60 233
Average volume
106 068
Beta
0.54
EPS (TTM)
5.44
PE ratio (TTM)
11.03
Market cap
1 087 594 231
Shares outstanding
18 150 772
Dividend yield
$3.34 (3.34%)
Next earnings date
2026-04-22
Sector
Financials
Industry
Banks - Regional

About the company

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes comme... read more
CEO
Mark Gooch
Country
United States
IPO Date
Employees
930
Fiscal Year End
January - December
Website
https://www.ctbi.com

Revenue Breakdown

Community Banking Services / 101.84%
Holding Company / 36.15%
Eliminations / -37.99%

News

No Data

There are no news for this stock.

Chart: CTBI

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Overall Score

5.1 / 1051%
Financial Strength
5.6
Profitability
5.8
Effectiveness
4.5
Growth
6.4
Forecast
5.3
Valuation
4.5

Financial Strength

NAMERATIOINDUSTRY5Y TRENDSCORE
Current ratio0.082.821.0
Quick ratioN/A2.821.0
Debt to Equity0.460.057.0
Debt to Assets0.060.099.0
Interest coverageN/AN/A10
Weighted average score5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)
Values in USD (B=Billions, M=Millions, K=Thousands)
METRIC2022202320242025TTM
Total Revenue255M325M374M408M408M
Gross ProfitN/AN/AN/AN/AN/A
Operating Income101M99M107M127M127M
Net Income82M78M83M98M98M
EBITDAN/AN/AN/AN/AN/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAMERATIOINDUSTRY5Y TRENDSCORE
Gross margin %N/A48.43
1.0
Operating margin %33.350.44
10
Net margin %25.7232.70
10
EBITDA margin %N/A0.00
1.0
Cash flow margin %14.090.00
7.0
Weighted average score5.8

Net Margin

Effectiveness

NAMERATIOINDUSTRY5Y TRENDSCORE
ROA1.481.46
3.0
ROE11.8514.94
7.0
ROIC10.750.00
7.0
ROCEN/A0.00
1.0
Weighted average score4.5

Estimated EPS vs Actual EPS

Forecast

NAMEREVENUE GROWTHEPS GROWTHSCORE
Current quarter10.3313.527.5
Next quarter6.823.624.5
Current year6.876.545.0
Next year4.434.064.0
Weighted average score5.3

Analyst Rating

Growth

NAMEREVENUENET INCOMEEPSFCFSCORE
Q/Q2.2414.0714.39-64.335.0
Y/Y8.5621.2620.8-33.076.8
3y average17.196.646.242.525.8
5y average12.6812.1511.7815.237.8
Weighted average score6.4

Revenue Growth Rate vs. Industry

Valuation

NAMERATIOINDUSTRY5Q TRENDSCORE
P/E10.7911.16
6.8
PEG (5yr expected)N/A98.42
1.0
P/S3.743.37
4.0
P/B1.241.53
6.0
Weighted average score4.5

DCF Model

DCF Model PeriodN/A
Discount rateN/A
Perpetual growth rateN/A
Revenue 5 year CAGRN/A
FCF 5 year CAGRN/A
Fair value$
Stock price59.92$

Dividend

NAMECURRENTINDUSTRYSCORE
Dividend yield3.643.648.0
Payout ratio38.3838.386.0
5-year dividend growth rate5.505.507.0
Years of dividend increase45.0045.0010
Weighted average score7.8

Economic Moat

NAMESCALESCORE
Market shareNone1.0
Intangible assetsNone1.0
Switching costsNone1.0
Network effectNone1.0
Economies of scaleNone1.0
Weighted average score1.0
Dividend
7.8
Economic Moat
1

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $389.8M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.5) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $13.0M, supporting its financial health

Fair Value

Fair Value

$1

UndervaluedStock priceOvervalued

$59.92