C
Credit Acceptance Corporation (CACC)
NMS – Real Time Price. Currency in USD
526.72
+4.98 (0.95%)
At close: May 12, 2026, 4:00 PM EDT
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NMS – Real Time Price. Currency in USD
526.72
+4.98 (0.95%)
At close: May 12, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Total debt $6.4B significantly exceeds cash reserves ($551.4M), raising financial stability concerns
Total current assets $0.0 are just enough to cover Total current liabilities $2.2B, indicating tight liquidity
Debt-to-equity ratio (4.2) far exceeds the industry average, reflecting over-leverage
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $345.5M, supporting its financial health
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.27 | 10.91 | 3.0 | |
| Quick ratio | 0.27 | 10.10 | 3.0 | |
| Debt to Equity | 4.23 | 3.44 | 2.0 | |
| Debt to Assets | 0.74 | 1.99 | 2.0 | |
| Interest coverage | N/A | 71.90 | 10 | |
| Weighted average score | 4.0 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 1.83B | 1.90B | 2.16B | 2.32B | 2.33B |
| Gross Profit | 1.81B | 1.88B | 2.13B | N/A | 1.15B |
| Operating Income | 879M | 634M | 773M | 1.10B | 1.09B |
| Net Income | 536M | 286M | 248M | 424M | 453M |
| EBITDA | 1.39B | 1.40B | 1.62B | 1.13B | 1.44B |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 0.97 | 38.43 | 6.0 |
| Next quarter | 2.34 | 19.16 | 6.0 |
| Current year | -7.8 | 21.83 | 5.5 |
| Next year | 6.02 | 18.34 | 7.0 |
| Weighted average score | 6.1 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | 0.02 | 11.31 | -5.63 | 28.49 | 5.0 |
| Y/Y | 1.56 | 27.75 | 14.55 | -0.11 | 5.5 |
| 3y average | 8.22 | 3.69 | 0.32 | -5.15 | 3.3 |
| 5y average | 6.91 | 18.92 | 24.12 | 1.92 | 6.8 |
| Weighted average score | 5.2 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 0.00 | N/A | 1.0 |
| Payout ratio | 0.00 | N/A | 1.0 |
| 5-year dividend growth rate | N/A | N/A | 1.0 |
| Years of dividend increase | N/A | N/A | 1.0 |
| Weighted average score | 1.0 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |