WF - Woori Financial Group Inc. Stock Analysis | Finranks

Stock details

Previous close: 69.92KRW
Day's range: 68.8 - 69.97KRW
52-week range: 37.4 - 84.71KRW
Volume: 87 472
Average volume: 103 366
Beta: 0.84
EPS (TTM): 8.71
PE ratio (TTM): N/A
Forward P/E: 7.95
Market cap: 16 366 208 837
Shares outstanding: 234 070 493
Dividend yield: KRW3.62 (3.62%)
Next earnings date: 2026-07-23
Sector: Financials
Industry: Banks - Regional

About the company

Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance of insurance policies, payme... read more

CEO: Jong-Yong Yim
Country: South Korea
IPO Date
Employees: 13994
Fiscal Year End: January - December
Website: https://www.woorifg.com

Revenue Breakdown

Bank / 95.81%

Other Division / 30.14%

Card / 5.81%

News

No Data

There are no news for this stock.

Chart: WF

Loading Chart...

Overall Score

4.3 / 1043%

Financial Strength

2.8

Profitability

Effectiveness

Growth

6.7

Forecast

3.6

Valuation

7.1

Dividend

5.5

Economic Moat

5.6

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $0.0

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.0) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	N/A	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	N/A	0.05	1.0
Debt to Assets	N/A	0.09	1.0
Interest coverage	N/A	N/A	10
Weighted average score			2.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	14B	18.78B	19.36B	19.75B	25.76B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	3.44B	2.71B	3.13B	2.61B	2.57B
Net Income	2.36B	1.82B	2.15B	2.09B	2.15B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	5.29	0.44	3.0
Net margin %	4.18	32.70	4.0
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			2.0

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.54	1.46	1.0
ROE	9.73	14.94	1.0
ROIC	4.21	0.00	1.0
ROCE	N/A	0.00	1.0
Weighted average score			1.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-1.05	4.4	2.5
Next quarter	2.87	-19.64	2.5
Current year	6.82	2.27	4.0
Next year	4.42	11.39	5.5
Weighted average score			3.6

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	100.04	116.77	75.09	N/A	7.8
Y/Y	136.18	9.65	-9.03	N/A	4.5
3y average	13.08	-2.45	-2.71	53.95	5.0
5y average	14.89	21.26	16.63	925.51	9.3
Weighted average score					6.7

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	8.32	11.16	8.2
PEG (5yr expected)	2.46	98.42	4.0
P/S	1.86	3.37	6.6
P/B	0.68	1.53	9.4
Weighted average score			7.1

DCF Model

DCF Model PeriodN/A

Discount rateN/A

Perpetual growth rateN/A

Revenue 5 year CAGRN/A

FCF 5 year CAGRN/A

Fair valueN/A

Stock price69.92KRW

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.26	3.26	8.0
Payout ratio	17.99	17.99	3.0
5-year dividend growth rate	13.79	13.79	10
Years of dividend increase	0.00	0.00	1.0
Weighted average score			5.5

Fair Value

$1

UndervaluedStock priceOvervalued

$69.92

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	7.0
Intangible assets	Medium	6.0
Switching costs	Medium	6.0
Network effect	Narrow	2.0
Economies of scale	Medium	7.0
Weighted average score		5.6

Stock details

Previous close: 69.92KRW
Day's range: 68.8 - 69.97KRW
52-week range: 37.4 - 84.71KRW
Volume: 87 472
Average volume: 103 366
Beta: 0.84
EPS (TTM): 8.71
PE ratio (TTM): N/A
Forward P/E: 7.95
Market cap: 16 366 208 837
Shares outstanding: 234 070 493
Dividend yield: KRW3.62 (3.62%)
Next earnings date: 2026-07-23
Sector: Financials
Industry: Banks - Regional

About the company

CEO: Jong-Yong Yim
Country: South Korea
IPO Date
Employees: 13994
Fiscal Year End: January - December
Website: https://www.woorifg.com

Revenue Breakdown

Bank / 95.81%

Other Division / 30.14%

Card / 5.81%

News

No Data

There are no news for this stock.

Chart: WF

Loading Chart...

Overall Score

4.3 / 1043%

Financial Strength

2.8

Profitability

Effectiveness

Growth

6.7

Forecast

3.6

Valuation

7.1

Dividend

5.5

Economic Moat

5.6

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $0.0

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.0) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	N/A	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	N/A	0.05	1.0
Debt to Assets	N/A	0.09	1.0
Interest coverage	N/A	N/A	10
Weighted average score			2.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	14B	18.78B	19.36B	19.75B	25.76B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	3.44B	2.71B	3.13B	2.61B	2.57B
Net Income	2.36B	1.82B	2.15B	2.09B	2.15B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	5.29	0.44	3.0
Net margin %	4.18	32.70	4.0
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			2.0

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.54	1.46	1.0
ROE	9.73	14.94	1.0
ROIC	4.21	0.00	1.0
ROCE	N/A	0.00	1.0
Weighted average score			1.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-1.05	4.4	2.5
Next quarter	2.87	-19.64	2.5
Current year	6.82	2.27	4.0
Next year	4.42	11.39	5.5
Weighted average score			3.6

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	100.04	116.77	75.09	N/A	7.8
Y/Y	136.18	9.65	-9.03	N/A	4.5
3y average	13.08	-2.45	-2.71	53.95	5.0
5y average	14.89	21.26	16.63	925.51	9.3
Weighted average score					6.7

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	8.32	11.16	8.2
PEG (5yr expected)	2.46	98.42	4.0
P/S	1.86	3.37	6.6
P/B	0.68	1.53	9.4
Weighted average score			7.1

DCF Model

DCF Model PeriodN/A

Discount rateN/A

Perpetual growth rateN/A

Revenue 5 year CAGRN/A

FCF 5 year CAGRN/A

Fair valueN/A

Stock price69.92KRW

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.26	3.26	8.0
Payout ratio	17.99	17.99	3.0
5-year dividend growth rate	13.79	13.79	10
Years of dividend increase	0.00	0.00	1.0
Weighted average score			5.5

Fair Value

$1

UndervaluedStock priceOvervalued

$69.92

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	7.0
Intangible assets	Medium	6.0
Switching costs	Medium	6.0
Network effect	Narrow	2.0
Economies of scale	Medium	7.0
Weighted average score		5.6

Search stocks

Woori Financial Group Inc. (WF)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

Woori Financial Group Inc. (WF)

Stock details

About the company

Revenue Breakdown

News

Chart: WF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$1

$69.92

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: WF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$1

$69.92

Economic Moat