Voya Financial, Inc. (VOYA)

NYQ – Real Time Price. Currency in USD

99.39

+1.17 (1.19%)

Market open: Aug 12, 2026, 11:20 AM EDT

98.22

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 100.23$
Day's range: 100.21 - 103.05$
52-week range: 64.5 - 103.85$
Volume: 1 053 749
Average volume: 1 110 147
Beta: 0.63
EPS (TTM): 6.03
PE ratio (TTM): 16.9
Forward P/E: 10.93
Market cap: 9 080 472 627
Shares outstanding: 90 596 355
Dividend yield: $1.86 (1.86%)
Next earnings date: 2026-11-03
Sector: Financials
Industry: Financial Conglomerates

About the company

Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and... read more

CEO: Heather Lavallee
Country: United States
IPO Date: 2013-05-02
Employees: 11000
Fiscal Year End: January - December
Website: https://www.voya.com

Revenue Breakdown

Retirement / 41.49%

Employee Benefits / 40.93%

Investment Management / 15.07%

News

No Data

There are no news for this stock.

Chart: VOYA

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Overall Score

4.3 / 1043%

Octagon View

Strength & Weakness

Total debt $3.9B significantly exceeds cash reserves ($1.1B), raising financial stability concerns

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.6) is well below the industry average (0.9), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $503.0M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	N/A	51.53	1.0
Quick ratio	N/A	50.59	1.0
Debt to Equity	0.84	0.90	6.0
Debt to Assets	0.02	0.35	9.0
Interest coverage	N/A	-2.14	10
Weighted average score			5.4

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	5.93B	7.35B	8.05B	8.19B	8.17B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	715M	1.06B	1.10B	1.08B	986M
Net Income	510M	625M	667M	654M	608M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	38.35	1.0
Operating margin %	5.38	0.13	3.0
Net margin %	4.96	-7.85	4.0
EBITDA margin %	N/A	32.98	1.0
Cash flow margin %	26.53	-22.04	10
Weighted average score			3.8

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.40	-2.22	2.0
ROE	13.83	4.32	7.0
ROIC	7.53	7.36	6.0
ROCE	N/A	2.52	1.0
Weighted average score			4.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-7.31	2.93	2.5
Next quarter	-5.39	36.39	5.5
Current year	-4.87	5.12	3.0
Next year	4.49	22.13	7.0
Weighted average score			4.5

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-6.64	-48.34	-33.18	1497.22	3.3
Y/Y	-4.28	-43.36	-38.61	-32.2	1.0
3y average	11.73	9.11	5.99	-0.31	4.8
5y average	6.14	354.66	33.7	336.56	8.8
Weighted average score					4.5

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	16.90	13.94	5.2
PEG (5yr expected)	N/A	0.38	1.0
P/S	1.19	1.62	6.4
P/B	1.94	1.93	5.6
Weighted average score			4.6

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR5.72%

FCF 5 year CAGR4

Fair value251.43$

Stock price99.55$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	2.43	2.43	7.0
Payout ratio	17.89	17.89	3.0
5-year dividend growth rate	24.57	24.57	10
Years of dividend increase	6.00	6.00	6.0
Weighted average score			6.5

Fair Value

$251.43

UndervaluedStock priceOvervalued

$99.55

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Heather Lavallee

Country

United States

IPO Date

2013-05-02

Employees

11000

Fiscal Year End

January - December

Website

https://www.voya.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

N/A

51.53

1.0

Quick ratio

N/A

50.59

1.0

Debt to Equity

0.84

0.90

6.0

Debt to Assets

0.02

0.35

9.0

Interest coverage

N/A

-2.14

Weighted average score

5.4

METRIC

2022

2023

2024

2025

TTM

Total Revenue

5.93B

7.35B

8.05B

8.19B

8.17B

Gross Profit

N/A

Operating Income

715M

1.06B

1.10B

1.08B

986M

Net Income

510M

625M

667M

654M

608M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

38.35

1.0

Operating margin %

5.38

0.13

3.0

Net margin %

4.96

-7.85

4.0

EBITDA margin %

N/A

32.98

1.0

Cash flow margin %

26.53

-22.04

Weighted average score

3.8

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.40

-2.22

2.0

ROE

13.83

4.32

7.0

ROIC

7.53

7.36

6.0

ROCE

N/A

2.52

1.0

Weighted average score

4.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-7.31

2.93

2.5

Next quarter

-5.39

36.39

5.5

Current year

-4.87

5.12

3.0

Next year

4.49

22.13

7.0

Weighted average score

4.5

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-6.64

-48.34

-33.18

1497.22

3.3

Y/Y

-4.28

-43.36

-38.61

-32.2

1.0

3y average

11.73

9.11

5.99

-0.31

4.8

5y average

6.14

354.66

33.7

336.56

8.8

Weighted average score

4.5

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

16.90

13.94

5.2

PEG (5yr expected)

N/A

0.38

1.0

P/S

1.19

1.62

6.4

P/B

1.94

1.93

5.6

Weighted average score

4.6

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

2.43

7.0

Payout ratio

17.89

3.0

5-year dividend growth rate

24.57

Years of dividend increase

6.00

6.0

Weighted average score

6.5

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Voya Financial, Inc. (VOYA)

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Voya Financial, Inc. (VOYA)

Stock details

About the company

Revenue Breakdown

News

Chart: VOYA

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$251.43

$99.55

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: VOYA

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$251.43

$99.55

Economic Moat