U
Usio, Inc. (USIO)
NGM – Real Time Price. Currency in USD
1.28
+0.02 (1.59%)
At close: May 12, 2026, 4:00 PM EDT
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NGM – Real Time Price. Currency in USD
1.28
+0.02 (1.59%)
At close: May 12, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Company's cash reserves $7.4M significantly exceed its total debt $3.9M, ensuring strong financial flexibility
Total current assets $123.4M exceed Total current liabilities $114.0M, highlighting excellent liquidity
Debt-to-equity ratio (0.2) is well below the industry average (0.4), showcasing prudent financial management
Interest coverage ratio (-73.3x) is dangerously low, suggesting debt repayment risks
Negative free cash flow -$1.1M limits the company's ability to reinvest or pay down debt
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 1.08 | 2.79 | 7.0 | |
| Quick ratio | 1.08 | 2.14 | 7.0 | |
| Debt to Equity | 0.22 | 0.37 | 8.0 | |
| Debt to Assets | 0.03 | 18.75 | 9.0 | |
| Interest coverage | -73.29 | -1.16 | 1.0 | |
| Weighted average score | 6.4 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 69M | 84M | 83M | 85M | 85M |
| Gross Profit | 12M | 18M | 17M | 18M | 18M |
| Operating Income | -5M | -447K | -1M | -2M | -2M |
| Net Income | -5M | -475K | 3M | -3M | -3M |
| EBITDA | -2M | 2M | 793K | -298K | -413K |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 6.11 | -20 | 3.0 |
| Next quarter | 15.67 | -40 | 5.0 |
| Current year | 9.94 | 57.78 | 8.0 |
| Next year | 8.57 | 93.42 | 8.0 |
| Weighted average score | 6.0 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | 5.02 | -260.31 | -149.99 | -1444.75 | 2.0 |
| Y/Y | 8.19 | -337.8 | -349.99 | -111.19 | 2.3 |
| 3y average | 7.57 | 237.03 | 205.87 | -4.99 | 6.8 |
| 5y average | 25.37 | -160.95 | -108.57 | 49.32 | 5.5 |
| Weighted average score | 4.2 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 0.00 | N/A | 1.0 |
| Payout ratio | 0.00 | N/A | 1.0 |
| 5-year dividend growth rate | N/A | N/A | 1.0 |
| Years of dividend increase | N/A | N/A | 1.0 |
| Weighted average score | 1.0 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |