U
Unity Bancorp, Inc. (UNTY)
NGM – Real Time Price. Currency in USD
52.20
-0.81 (-1.53%)
At close: May 12, 2026, 4:00 PM EDT
52.20
0.00 (0.00%)
After-hours: May 12, 2026, 5:42 PM EDT
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NGM – Real Time Price. Currency in USD
52.20
-0.81 (-1.53%)
At close: May 12, 2026, 4:00 PM EDT
52.20
0.00 (0.00%)
After-hours: May 12, 2026, 5:42 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $258.6M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.7) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $14.5M, supporting its financial health
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.25 | 2.82 | 2.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.72 | 0.05 | 7.0 | |
| Debt to Assets | 0.09 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 5.8 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 109M | 152M | 164M | 188M | 194M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 51M | 53M | 54M | 76M | 79M |
| Net Income | 38M | 40M | 41M | 58M | 61M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 12.68 | 18.61 | 8.5 |
| Next quarter | 10.67 | 10.53 | 7.0 |
| Current year | 6.71 | 14.4 | 6.5 |
| Next year | 9.98 | 7.93 | 6.0 |
| Weighted average score | 7.0 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -3.43 | -7.64 | -0.63 | 108.65 | 3.3 |
| Y/Y | 12.01 | 23.19 | 23.98 | -17.5 | 7.0 |
| 3y average | 20.81 | 15.82 | 12.52 | 1.46 | 7.5 |
| 5y average | 16.03 | 21.34 | 19.77 | 12.72 | 9.0 |
| Weighted average score | 6.7 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 1.16 | 1.16 | 5.0 |
| Payout ratio | 10.75 | 10.75 | 3.0 |
| 5-year dividend growth rate | 12.63 | 12.63 | 10 |
| Years of dividend increase | 12.00 | 12.00 | 8.0 |
| Weighted average score | 6.5 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |