U
Union Bankshares, Inc. (UNB)
NGM – Real Time Price. Currency in USD
24.84
-1.36 (-5.19%)
At close: Jun 26, 2026, 4:00 PM EDT
24.84
+0.00 (0.00%)
After-hours: Jun 26, 2026, 4:31 PM EDT
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NGM – Real Time Price. Currency in USD
24.84
-1.36 (-5.19%)
At close: Jun 26, 2026, 4:00 PM EDT
24.84
+0.00 (0.00%)
After-hours: Jun 26, 2026, 4:31 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $327.3M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (4.1) far exceeds the industry average, reflecting over-leverage
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $2.5M, supporting its financial health
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.17 | 2.82 | 2.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 4.06 | 0.05 | 2.0 | |
| Debt to Assets | 0.20 | 0.09 | 8.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 4.6 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 53M | 67M | 78M | 88M | 89M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 15M | 13M | 9M | 12M | 13M |
| Net Income | 13M | 11M | 9M | 11M | 12M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | N/A | N/A | 1.0 |
| Next quarter | N/A | N/A | 1.0 |
| Current year | N/A | N/A | 1.0 |
| Next year | N/A | N/A | 1.0 |
| Weighted average score | 1.0 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -2.01 | 9.32 | N/A | 106.37 | 4.5 |
| Y/Y | 6.3 | 20.11 | N/A | 111.02 | 6.5 |
| 3y average | 18.2 | -2.14 | N/A | -37.21 | 3.0 |
| 5y average | 11.1 | -1.55 | N/A | -1.52 | 2.5 |
| Weighted average score | 4.1 | ||||
Insufficient positive free cash flow for DCF analysis
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 5.57 | 5.57 | 10 |
| Payout ratio | 13.45 | 13.45 | 3.0 |
| 5-year dividend growth rate | 2.22 | 2.22 | 4.0 |
| Years of dividend increase | 0.00 | 0.00 | 1.0 |
| Weighted average score | 4.5 | ||
Insufficient positive free cash flow for DCF analysis
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |