U
United Community Banks, Inc. (UCB)
NYQ – Real Time Price. Currency in USD
32.77
+0.04 (0.12%)
At close: May 12, 2026, 4:00 PM EDT
32.43
-0.34 (-1.04%)
Pre-market: May 13, 2026, 8:48 AM EDT
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NYQ – Real Time Price. Currency in USD
32.77
+0.04 (0.12%)
At close: May 12, 2026, 4:00 PM EDT
32.43
-0.34 (-1.04%)
Pre-market: May 13, 2026, 8:48 AM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $120.5M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.0) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $167.7M, supporting its financial health
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.05 | 2.82 | 1.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.03 | 0.05 | 9.0 | |
| Debt to Assets | 0.00 | 0.09 | 10 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 6.2 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 942M | 1.31B | 1.49B | 1.53B | 1.54B |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 375M | 260M | 318M | 433M | 454M |
| Net Income | 276M | 187M | 251M | 326M | 339M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 7.75 | 10.17 | 6.5 |
| Next quarter | 5.5 | 3.05 | 4.5 |
| Current year | 7.51 | 10.38 | 6.5 |
| Next year | 7.21 | 10.22 | 6.0 |
| Weighted average score | 5.9 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -2.64 | -2.5 | -1.4 | 160.87 | 3.3 |
| Y/Y | 1.31 | 17.94 | 18.64 | 126.25 | 7.8 |
| 3y average | 18.6 | 10.7 | 2.05 | -0.9 | 5.0 |
| 5y average | 17.23 | 19.95 | 9.66 | 19.44 | 8.3 |
| Weighted average score | 6.1 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 3.03 | 3.03 | 8.0 |
| Payout ratio | 35.33 | 35.33 | 6.0 |
| 5-year dividend growth rate | N/A | N/A | 1.0 |
| Years of dividend increase | 1.00 | 1.00 | 2.0 |
| Weighted average score | 5.3 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |