U
United Bancorp, Inc. (UBCP)
NCM – Real Time Price. Currency in USD
16.35
+0.51 (3.22%)
At close: Jun 26, 2026, 4:00 PM EDT
16.35
0.00 (0.00%)
After-hours: Jun 26, 2026, 4:10 PM EDT
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NCM – Real Time Price. Currency in USD
16.35
+0.51 (3.22%)
At close: Jun 26, 2026, 4:00 PM EDT
16.35
0.00 (0.00%)
After-hours: Jun 26, 2026, 4:10 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $117.5M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (1.7) far exceeds the industry average, reflecting over-leverage
The company has no interest-bearing debt, showcasing excellent financial strength
Negative free cash flow -$1.7M limits the company's ability to reinvest or pay down debt
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.09 | 2.82 | 1.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 1.74 | 0.05 | 4.0 | |
| Debt to Assets | 0.14 | 0.09 | 8.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 4.8 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 32M | 41M | 44M | 48M | 48M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 10M | 9M | 7M | 8M | 8M |
| Net Income | 8M | 9M | 7M | 7M | 7M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | N/A | N/A | 1.0 |
| Next quarter | N/A | N/A | 1.0 |
| Current year | N/A | 0.75 | 1.5 |
| Next year | N/A | 20 | 5.0 |
| Weighted average score | 2.1 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -9.21 | -7.04 | -5.7 | 15.28 | 3.0 |
| Y/Y | 2.84 | 1.41 | 3.13 | -140.68 | 3.0 |
| 3y average | 14.8 | -3.1 | -2.96 | -40.27 | 2.8 |
| 5y average | 7.37 | 0.26 | 0.05 | -20.53 | 2.5 |
| Weighted average score | 2.8 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 5.20 | 5.20 | 10 |
| Payout ratio | 48.39 | 48.39 | 8.0 |
| 5-year dividend growth rate | 5.43 | 5.43 | 7.0 |
| Years of dividend increase | 13.00 | 13.00 | 8.0 |
| Weighted average score | 8.3 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |