U
United Bancorp, Inc. (UBCP)
NCM – Real Time Price. Currency in USD
15.51
-0.13 (-0.83%)
At close: May 12, 2026, 4:00 PM EDT
15.80
-0.19 (-1.19%)
After-hours: May 12, 2026, 4:10 PM EDT
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NCM – Real Time Price. Currency in USD
15.51
-0.13 (-0.83%)
At close: May 12, 2026, 4:00 PM EDT
15.80
-0.19 (-1.19%)
After-hours: May 12, 2026, 4:10 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $90.6M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (1.4) is near the industry average, reflecting balanced leverage
The company has no interest-bearing debt, showcasing excellent financial strength
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.08 | 2.82 | 1.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 1.36 | 0.05 | 5.0 | |
| Debt to Assets | 0.11 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 5.2 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 32M | 41M | 44M | 48M | 48M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 10M | 9M | 7M | 8M | 8M |
| Net Income | 8M | 9M | 7M | 7M | 8M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | N/A | N/A | 1.0 |
| Next quarter | N/A | N/A | 1.0 |
| Current year | N/A | 0.75 | 1.5 |
| Next year | N/A | 18.52 | 5.0 |
| Weighted average score | 2.1 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -9.21 | -0.98 | 2.94 | -179.29 | 1.8 |
| Y/Y | 2.84 | 8.02 | 12.9 | -233.89 | 4.8 |
| 3y average | 14.8 | -3.1 | -2.96 | -40.27 | 2.8 |
| 5y average | 7.37 | 0.26 | 0.05 | -20.53 | 2.5 |
| Weighted average score | 3.0 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 5.20 | 5.20 | 10 |
| Payout ratio | 48.39 | 48.39 | 8.0 |
| 5-year dividend growth rate | 5.43 | 5.43 | 7.0 |
| Years of dividend increase | 13.00 | 13.00 | 8.0 |
| Weighted average score | 8.3 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |