The Travelers Companies, Inc. (TRV)

NYQ – Real Time Price. Currency in USD

370.81

-4.80 (-1.28%)

Market open: Aug 12, 2026, 3:39 PM EDT

375.60

-0.01 (-0.00%)

Previous after-hours: Aug 11, 2026, 7:53 PM EDT

Stock details

Previous close: 378.095$
Day's range: 376.99 - 382.48$
52-week range: 252.26 - 398.7$
Volume: 514 711
Average volume: 1 921 249
Beta: 0.06
EPS (TTM): 37.92
PE ratio (TTM): 10.12
Forward P/E: 11.1
Market cap: 78 861 168 739
Shares outstanding: 208 575 011
Dividend yield: $1.18 (1.18%)
Next earnings date: 2026-10-21
Sector: Financials
Industry: Insurance - Property & Casualty

About the company

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' com... read more

CEO: Alan Schnitzer
Country: United States
IPO Date: 1996-04-22
Employees: 34000
Fiscal Year End: January - December
Website: https://www.travelers.com

Revenue Breakdown

Business Insurance / 53.29%

Personal Insurance / 37.44%

Bond & Specialty Insurance / 9.38%

News

No Data

There are no news for this stock.

Chart: TRV

Loading Chart...

Overall Score

5.7 / 1057%

Octagon View

Strength & Weakness

Total debt $9.1B significantly exceeds cash reserves ($621.0M), raising financial stability concerns

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.3) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $1.9B, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.34	3.60	3.0
Quick ratio	N/A	2.01	1.0
Debt to Equity	0.27	0.13	8.0
Debt to Assets	0.07	0.07	9.0
Interest coverage	N/A	18.18	10
Weighted average score			6.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	36.88B	41.36B	46.41B	48.83B	48.98B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	3.71B	3.75B	6.55B	8.22B	10.79B
Net Income	2.84B	2.99B	5B	6.29B	8.30B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	27.33	1.0
Operating margin %	23.70	0.12	9.0
Net margin %	18.17	9.64	10
EBITDA margin %	N/A	13.17	1.0
Cash flow margin %	15.77	9.67	8.0
Weighted average score			5.8

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	5.39	2.97	7.0
ROE	23.07	10.85	10
ROIC	18.04	9.58	9.0
ROCE	N/A	7.53	1.0
Weighted average score			6.8

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-1.39	-16.79	1.0
Next quarter	0.25	-13.7	1.5
Current year	-0.98	23.51	5.5
Next year	2.94	-11.24	2.5
Weighted average score			2.6

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	1.92	29.05	30.22	-12.82	6.0
Y/Y	0.31	46.32	54.22	-17.9	5.8
3y average	9.85	32.72	32.64	17.94	8.8
5y average	8.87	22.42	24.01	10.86	8.3
Weighted average score					7.2

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	10.33	86.06	8.8
PEG (5yr expected)	2.36	1.10	4.0
P/S	1.73	1.28	4.2
P/B	2.42	2.12	4.6
Weighted average score			5.4

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR4.69%

FCF 5 year CAGR4

Fair value676.96$

Stock price375.7855$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	1.61	1.61	6.0
Payout ratio	17.22	17.22	3.0
5-year dividend growth rate	5.24	5.24	7.0
Years of dividend increase	21.00	21.00	9.0
Weighted average score			6.3

Fair Value

$676.96

UndervaluedStock priceOvervalued

$375.7855

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	6.0
Intangible assets	Medium	7.0
Switching costs	Medium	5.0
Network effect	None	1.0
Economies of scale	Medium	6.0
Weighted average score		5.0

About the company

CEO

Alan Schnitzer

Country

United States

IPO Date

1996-04-22

Employees

34000

Fiscal Year End

January - December

Website

https://www.travelers.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.34

3.60

3.0

Quick ratio

N/A

2.01

1.0

Debt to Equity

0.27

0.13

8.0

Debt to Assets

0.07

9.0

Interest coverage

N/A

18.18

Weighted average score

6.2

METRIC

2022

2023

2024

2025

TTM

Total Revenue

36.88B

41.36B

46.41B

48.83B

48.98B

Gross Profit

N/A

Operating Income

3.71B

3.75B

6.55B

8.22B

10.79B

Net Income

2.84B

2.99B

6.29B

8.30B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

27.33

1.0

Operating margin %

23.70

0.12

9.0

Net margin %

18.17

9.64

EBITDA margin %

N/A

13.17

1.0

Cash flow margin %

15.77

9.67

8.0

Weighted average score

5.8

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

5.39

2.97

7.0

ROE

23.07

10.85

ROIC

18.04

9.58

9.0

ROCE

N/A

7.53

1.0

Weighted average score

6.8

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-1.39

-16.79

1.0

Next quarter

0.25

-13.7

1.5

Current year

-0.98

23.51

5.5

Next year

2.94

-11.24

2.5

Weighted average score

2.6

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

1.92

29.05

30.22

-12.82

6.0

Y/Y

0.31

46.32

54.22

-17.9

5.8

3y average

9.85

32.72

32.64

17.94

8.8

5y average

8.87

22.42

24.01

10.86

8.3

Weighted average score

7.2

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

10.33

86.06

8.8

PEG (5yr expected)

2.36

1.10

4.0

P/S

1.73

1.28

4.2

P/B

2.42

2.12

4.6

Weighted average score

5.4

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

1.61

6.0

Payout ratio

17.22

3.0

5-year dividend growth rate

5.24

7.0

Years of dividend increase

21.00

9.0

Weighted average score

6.3

NAME

SCALE

SCORE

Market share

Medium

6.0

Intangible assets

Medium

7.0

Switching costs

Medium

5.0

Network effect

None

1.0

Economies of scale

Medium

6.0

Weighted average score

5.0

Search stocks

The Travelers Companies, Inc. (TRV)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

The Travelers Companies, Inc. (TRV)

Stock details

About the company

Revenue Breakdown

News

Chart: TRV

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$676.96

$375.7855

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: TRV

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$676.96

$375.7855

Economic Moat