Sumitomo Mitsui Financial Group, Inc. (SMFG)

NYQ – Real Time Price. Currency in USD

22.11

+0.33 (1.52%)

At close: May 12, 2026, 4:00 PM EDT

22.01

-0.10 (-0.45%)

After-hours: May 12, 2026, 7:49 PM EDT

Stock details

Previous close: 21.43JPY
Day's range: 21.38 - 21.64JPY
52-week range: 14.28 - 24.34JPY
Volume: 1 390 678
Average volume: 1 842 369
Beta: 1.02
EPS (TTM): 1.5
PE ratio (TTM): 14.26
Forward P/E: 13.49
Market cap: 135 073 138 561
Shares outstanding: 6 302 992 933
Dividend yield: JPY2.09 (2.09%)
Next earnings date: 2026-05-13
Sector: Financials
Industry: Banks - Diversified

About the company

Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through four segments: Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit. The Wholesale Business Unit segment offers bilateral loans, syndicated loan... read more

CEO: Toru Nakashima
Country: Japan
IPO Date: 1949-05-01
Employees: 123000
Fiscal Year End: April - March
Website: https://www.smfg.co.jp

Revenue Breakdown

Retail / 33.37%

Global / 32.59%

Wholesale / 22.57%

News

No Data

There are no news for this stock.

Chart: SMFG

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Overall Score

5.5 / 1055%

Financial Strength

6.2

Profitability

4.6

Effectiveness

3.5

Growth

5.6

Forecast

6.3

Valuation

Dividend

4.3

Economic Moat

7.4

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $388.5B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (3.9) far exceeds the industry average, reflecting over-leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	2.18	0.80	10
Quick ratio	N/A	0.70	1.0
Debt to Equity	3.89	0.12	2.0
Debt to Assets	0.19	0.21	8.0
Interest coverage	N/A	0.04	10
Weighted average score			6.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2021	2022	2023	2024	TTM
Total Revenue	35.79B	44.32B	62.14B	65.12B	65.03B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	9.58B	8.83B	10.81B	12.99B	12.99B
Net Income	6.29B	5.95B	6.67B	7.73B	9.65B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	98.11	1.0
Operating margin %	43.83	0.40	10
Net margin %	32.41	31.67	10
EBITDA margin %	N/A	-0.68	1.0
Cash flow margin %	N/A	0.13	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.43	0.86	2.0
ROE	8.77	11.43	6.0
ROIC	3.29	10.56	5.0
ROCE	N/A	0.01	1.0
Weighted average score			3.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-54.96	387.98	5.5
Next quarter	13.46	7.22	6.5
Current year	-56.94	28.02	5.5
Next year	12.41	12.88	7.5
Weighted average score			6.3

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-1.94	-20.69	-17.12	N/A	1.0
Y/Y	8.03	11.05	13.08	N/A	5.5
3y average	22.95	7.53	16.37	102.42	8.8
5y average	11.07	5.47	7.52	65.72	7.0
Weighted average score					5.6

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	14.96	13.27	5.8
PEG (5yr expected)	0.89	2.15	8.0
P/S	3.94	3.79	4.4
P/B	1.36	1.44	5.6
Weighted average score			6.0

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR4.39%

FCF 5 year CAGR4

Fair value23.4JPY

Stock price21.43JPY

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.05	3.05	8.0
Payout ratio	37.72	37.72	6.0
5-year dividend growth rate	-7.42	-7.42	1.0
Years of dividend increase	1.00	1.00	2.0
Weighted average score			4.3

Fair Value

$23.4

UndervaluedStock priceOvervalued

$21.43

Economic Moat

NAME	SCALE	SCORE
Market share	Wide	8.0
Intangible assets	Medium	7.0
Switching costs	Medium	7.0
Network effect	Medium	7.0
Economies of scale	Wide	8.0
Weighted average score		7.4

About the company

CEO

Toru Nakashima

Country

Japan

IPO Date

1949-05-01

Employees

123000

Fiscal Year End

April - March

Website

https://www.smfg.co.jp

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

2.18

0.80

Quick ratio

N/A

0.70

1.0

Debt to Equity

3.89

0.12

2.0

Debt to Assets

0.19

0.21

8.0

Interest coverage

N/A

0.04

Weighted average score

6.2

METRIC

2021

2022

2023

2024

TTM

Total Revenue

35.79B

44.32B

62.14B

65.12B

65.03B

Gross Profit

N/A

Operating Income

9.58B

8.83B

10.81B

12.99B

Net Income

6.29B

5.95B

6.67B

7.73B

9.65B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

98.11

1.0

Operating margin %

43.83

0.40

Net margin %

32.41

31.67

EBITDA margin %

N/A

-0.68

1.0

Cash flow margin %

N/A

0.13

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.43

0.86

2.0

ROE

8.77

11.43

6.0

ROIC

3.29

10.56

5.0

ROCE

N/A

0.01

1.0

Weighted average score

3.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-54.96

387.98

5.5

Next quarter

13.46

7.22

6.5

Current year

-56.94

28.02

5.5

Next year

12.41

12.88

7.5

Weighted average score

6.3

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-1.94

-20.69

-17.12

N/A

1.0

Y/Y

8.03

11.05

13.08

N/A

5.5

3y average

22.95

7.53

16.37

102.42

8.8

5y average

11.07

5.47

7.52

65.72

7.0

Weighted average score

5.6

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

14.96

13.27

5.8

PEG (5yr expected)

0.89

2.15

8.0

P/S

3.94

3.79

4.4

P/B

1.36

1.44

5.6

Weighted average score

6.0

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.05

8.0

Payout ratio

37.72

6.0

5-year dividend growth rate

-7.42

1.0

Years of dividend increase

1.00

2.0

Weighted average score

4.3

NAME

SCALE

SCORE

Market share

Wide

8.0

Intangible assets

Medium

7.0

Switching costs

Medium

7.0

Network effect

Medium

7.0

Economies of scale

Wide

8.0

Weighted average score

7.4

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Sumitomo Mitsui Financial Group, Inc. (SMFG)

Stock details

About the company

Revenue Breakdown

News

Chart: SMFG

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$23.4

$21.43

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: SMFG

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$23.4

$21.43

Economic Moat