Sumitomo Mitsui Financial Group, Inc. (SMFG)

NYQ – Real Time Price. Currency in USD

23.83

+0.13 (0.55%)

At close: Jun 26, 2026, 4:00 PM EDT

23.67

-0.16 (-0.69%)

After-hours: Jun 26, 2026, 6:17 PM EDT

Stock details

Previous close: 23.83JPY
Day's range: 23.71 - 24.01JPY
52-week range: 14.4 - 25.35JPY
Volume: 1 603 475
Average volume: 2 225 894
Beta: 1.26
EPS (TTM): 1.65
PE ratio (TTM): 14.45
Forward P/E: 13.34
Market cap: 150 725 729 382
Shares outstanding: 6 325 041 099
Dividend yield: JPY2.29 (2.29%)
Next earnings date: 2026-07-30
Sector: Financials
Industry: Banks - Diversified

About the company

Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through four segments: Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit. The Wholesale Business Unit segment offers bilateral loans, syndicated loan... read more

CEO: Toru Nakashima
Country: Japan
IPO Date: 1949-05-01
Employees: 123000
Fiscal Year End: April - March
Website: https://www.smfg.co.jp

Revenue Breakdown

Retail / 33.37%

Global / 32.59%

Wholesale / 22.57%

News

No Data

There are no news for this stock.

Chart: SMFG

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Overall Score

5.1 / 1051%

Financial Strength

Profitability

4.4

Effectiveness

3.5

Growth

6.9

Forecast

4.9

Valuation

4.7

Dividend

4.3

Economic Moat

7.4

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $367.3B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (3.7) far exceeds the industry average, reflecting over-leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.74	0.80	4.0
Quick ratio	N/A	0.70	1.0
Debt to Equity	3.70	0.12	2.0
Debt to Assets	0.18	0.21	8.0
Interest coverage	N/A	0.04	10
Weighted average score			5.0

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	44.32B	62.14B	65.12B	70.07B	66.56B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	8.83B	10.81B	12.99B	15.76B	13.97B
Net Income	5.95B	6.67B	7.73B	10.50B	10.58B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	98.11	1.0
Operating margin %	32.45	0.40	10
Net margin %	12.23	31.67	9.0
EBITDA margin %	N/A	-0.68	1.0
Cash flow margin %	N/A	0.13	1.0
Weighted average score			4.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.46	0.86	2.0
ROE	9.47	11.43	6.0
ROIC	3.59	10.56	5.0
ROCE	N/A	0.01	1.0
Weighted average score			3.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	10.4	8.09	6.5
Next quarter	1.09	-18.46	2.0
Current year	-50.95	14.28	4.5
Next year	7.55	10.03	6.5
Weighted average score			4.9

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	1.55	-59.92	-59.22	N/A	1.5
Y/Y	9.88	335.03	297.04	N/A	6.8
3y average	17.53	21.31	22.27	1127.17	9.8
5y average	15.14	17.72	18.33	755.76	9.3
Weighted average score					6.9

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	15.60	13.27	5.2
PEG (5yr expected)	2.05	2.15	4.0
P/S	4.26	3.79	4.0
P/B	1.55	1.44	5.6
Weighted average score			4.7

DCF Model

Data not available

Negative projected free cash flow

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.05	3.05	8.0
Payout ratio	37.72	37.72	6.0
5-year dividend growth rate	-7.42	-7.42	1.0
Years of dividend increase	1.00	1.00	2.0
Weighted average score			4.3

Fair Value

Data not available

Negative projected free cash flow

Economic Moat

NAME	SCALE	SCORE
Market share	Wide	8.0
Intangible assets	Medium	7.0
Switching costs	Medium	7.0
Network effect	Medium	7.0
Economies of scale	Wide	8.0
Weighted average score		7.4

About the company

CEO

Toru Nakashima

Country

Japan

IPO Date

1949-05-01

Employees

123000

Fiscal Year End

April - March

Website

https://www.smfg.co.jp

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.74

0.80

4.0

Quick ratio

N/A

0.70

1.0

Debt to Equity

3.70

0.12

2.0

Debt to Assets

0.18

0.21

8.0

Interest coverage

N/A

0.04

Weighted average score

5.0

METRIC

2022

2023

2024

2025

TTM

Total Revenue

44.32B

62.14B

65.12B

70.07B

66.56B

Gross Profit

N/A

Operating Income

8.83B

10.81B

12.99B

15.76B

13.97B

Net Income

5.95B

6.67B

7.73B

10.50B

10.58B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

98.11

1.0

Operating margin %

32.45

0.40

Net margin %

12.23

31.67

9.0

EBITDA margin %

N/A

-0.68

1.0

Cash flow margin %

N/A

0.13

1.0

Weighted average score

4.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.46

0.86

2.0

ROE

9.47

11.43

6.0

ROIC

3.59

10.56

5.0

ROCE

N/A

0.01

1.0

Weighted average score

3.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

10.4

8.09

6.5

Next quarter

1.09

-18.46

2.0

Current year

-50.95

14.28

4.5

Next year

7.55

10.03

6.5

Weighted average score

4.9

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

1.55

-59.92

-59.22

N/A

1.5

Y/Y

9.88

335.03

297.04

N/A

6.8

3y average

17.53

21.31

22.27

1127.17

9.8

5y average

15.14

17.72

18.33

755.76

9.3

Weighted average score

6.9

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

15.60

13.27

5.2

PEG (5yr expected)

2.05

2.15

4.0

P/S

4.26

3.79

4.0

P/B

1.55

1.44

5.6

Weighted average score

4.7

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.05

8.0

Payout ratio

37.72

6.0

5-year dividend growth rate

-7.42

1.0

Years of dividend increase

1.00

2.0

Weighted average score

4.3

NAME

SCALE

SCORE

Market share

Wide

8.0

Intangible assets

Medium

7.0

Switching costs

Medium

7.0

Network effect

Medium

7.0

Economies of scale

Wide

8.0

Weighted average score

7.4

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Sumitomo Mitsui Financial Group, Inc. (SMFG)

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Sumitomo Mitsui Financial Group, Inc. (SMFG)

Stock details

About the company

Revenue Breakdown

News

Chart: SMFG

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Data not available

Dividend

Fair Value

Data not available

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: SMFG

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Data not available

Dividend

Fair Value

Data not available

Economic Moat