Selective Insurance Group, Inc. (SIGI)

NMS – Real Time Price. Currency in USD

94.18

+0.17 (0.18%)

Market open: Aug 12, 2026, 11:26 AM EDT

94.01

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 94.01$
Day's range: 93.85 - 95.13$
52-week range: 72.78 - 100.4$
Volume: 330 238
Average volume: 477 464
Beta: 0.3
EPS (TTM): 8.13
PE ratio (TTM): 11.66
Forward P/E: 11.6
Market cap: 5 600 092 974
Shares outstanding: 59 569 120
Dividend yield: $1.76 (1.76%)
Next earnings date: 2026-10-28
Sector: Financials
Industry: Insurance - Property & Casualty

About the company

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of third-party bodily injury and/or property damage from an insured's negligent acts, omissions, an... read more

CEO: John Marchioni
Country: United States
IPO Date
Employees: 2800
Fiscal Year End: January - December
Website: https://www.selective.com

Revenue Breakdown

Standard Commercial Lines / 70.34%

Excess and Surplus Lines / 11.36%

Investments / 10.11%

News

No Data

There are no news for this stock.

Chart: SIGI

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Overall Score

5.1 / 1051%

Octagon View

Strength & Weakness

Total debt $901.0M significantly exceeds cash reserves ($10.9M), raising financial stability concerns

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.2) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $223.0M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.39	3.60	4.0
Quick ratio	N/A	2.01	1.0
Debt to Equity	0.25	0.13	8.0
Debt to Assets	0.06	0.07	9.0
Interest coverage	N/A	18.18	10
Weighted average score			6.4

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	3.60B	4.22B	4.87B	5.34B	5.49B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	348M	474M	292M	640M	697M
Net Income	225M	365M	207M	466M	498M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	27.33	1.0
Operating margin %	12.98	0.12	6.0
Net margin %	9.30	9.64	7.0
EBITDA margin %	N/A	13.17	1.0
Cash flow margin %	17.04	9.67	8.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	3.40	2.97	5.0
ROE	13.38	10.85	7.0
ROIC	10.78	9.58	7.0
ROCE	N/A	7.53	1.0
Weighted average score			5.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-2.73	3	2.5
Next quarter	-2.17	5.2	3.0
Current year	-2.88	9.85	3.5
Next year	1.2	7.66	4.5
Weighted average score			3.4

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	1.8	32.46	15.38	2.17	6.3
Y/Y	4.96	50.55	48.85	31.77	8.5
3y average	14.11	48.14	32.77	17.74	9.3
5y average	12.85	32.81	25.93	18.92	9.3
Weighted average score					8.4

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	11.78	86.06	8.8
PEG (5yr expected)	N/A	1.10	1.0
P/S	1.05	1.28	6.0
P/B	1.63	2.12	6.4
Weighted average score			5.6

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR6.33%

FCF 5 year CAGR4

Fair value280.26$

Stock price94.01$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	1.95	1.95	6.0
Payout ratio	18.56	18.56	3.0
5-year dividend growth rate	10.09	10.09	10
Years of dividend increase	11.00	11.00	8.0
Weighted average score			6.8

Fair Value

$280.26

UndervaluedStock priceOvervalued

$94.01

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

John Marchioni

Country

United States

IPO Date

Employees

2800

Fiscal Year End

January - December

Website

https://www.selective.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.39

3.60

4.0

Quick ratio

N/A

2.01

1.0

Debt to Equity

0.25

0.13

8.0

Debt to Assets

0.06

0.07

9.0

Interest coverage

N/A

18.18

Weighted average score

6.4

METRIC

2022

2023

2024

2025

TTM

Total Revenue

3.60B

4.22B

4.87B

5.34B

5.49B

Gross Profit

N/A

Operating Income

348M

474M

292M

640M

697M

Net Income

225M

365M

207M

466M

498M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

27.33

1.0

Operating margin %

12.98

0.12

6.0

Net margin %

9.30

9.64

7.0

EBITDA margin %

N/A

13.17

1.0

Cash flow margin %

17.04

9.67

8.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

3.40

2.97

5.0

ROE

13.38

10.85

7.0

ROIC

10.78

9.58

7.0

ROCE

N/A

7.53

1.0

Weighted average score

5.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-2.73

2.5

Next quarter

-2.17

5.2

3.0

Current year

-2.88

9.85

3.5

Next year

1.2

7.66

4.5

Weighted average score

3.4

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

1.8

32.46

15.38

2.17

6.3

Y/Y

4.96

50.55

48.85

31.77

8.5

3y average

14.11

48.14

32.77

17.74

9.3

5y average

12.85

32.81

25.93

18.92

9.3

Weighted average score

8.4

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

11.78

86.06

8.8

PEG (5yr expected)

N/A

1.10

1.0

P/S

1.05

1.28

6.0

P/B

1.63

2.12

6.4

Weighted average score

5.6

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

1.95

6.0

Payout ratio

18.56

3.0

5-year dividend growth rate

10.09

Years of dividend increase

11.00

8.0

Weighted average score

6.8

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Selective Insurance Group, Inc. (SIGI)

Stock details

About the company

Revenue Breakdown

News

Chart: SIGI

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$280.26

$94.01

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: SIGI

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$280.26

$94.01

Economic Moat