Shinhan Financial Group Co., Ltd. (SHG)

NYQ – Real Time Price. Currency in USD

73.74

+0.58 (0.80%)

Market open: Aug 12, 2026, 3:36 PM EDT

73.15

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 73.55$
Day's range: 72.91 - 73.74$
52-week range: 46.26 - 77.54$
Volume: 60 710
Average volume: 213 481
Beta: 1.05
EPS (TTM): 7.54
PE ratio (TTM): 9.76
Forward P/E: 8.77
Market cap: 33 687 244 754
Shares outstanding: 458 018 284
Dividend yield: $1.98 (1.98%)
Next earnings date: 2026-10-27
Sector: Financials
Industry: Banks - Regional

About the company

Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The company operates in six segments: Banking, Credit card, Securities, Insurance, Credit, and Others. It offers credit, lending and receiving deposits; credit cards, short-term and long-term card loan services, installment financing, and leases; securities trading, consignment trading, and underwriting; life and no... read more

CEO: Ok-Dong Jin
Country: South Korea
IPO Date
Employees: 21666
Fiscal Year End: January - December
Website: https://www.shinhangroup.com

Revenue Breakdown

Bank / 73.72%

Insurance / 10.81%

Credit Card / 10.57%

News

No Data

There are no news for this stock.

Chart: SHG

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Overall Score

4.8 / 1048%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $0.0

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.0) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	N/A	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	N/A	0.05	1.0
Debt to Assets	N/A	0.09	1.0
Interest coverage	N/A	N/A	10
Weighted average score			2.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	22.24B	27.85B	28.38B	27.33B	37.55B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	4.60B	4.75B	4.90B	5.16B	5.19B
Net Income	3.49B	3.20B	3.13B	3.36B	3.62B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	9.88	0.44	5.0
Net margin %	7.37	32.70	6.0
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			2.8

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.62	1.46	2.0
ROE	9.08	14.94	6.0
ROIC	3.51	0.00	5.0
ROCE	N/A	0.00	1.0
Weighted average score			3.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	10.48	11.48	7.0
Next quarter	10.51	67.07	8.5
Current year	9.83	25.49	8.0
Next year	5.19	9.73	5.5
Weighted average score			7.3

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	137.95	14.14	11.73	197.7	8.8
Y/Y	129.31	15.45	17.59	-17.99	7.3
3y average	7.81	-1.05	0.16	93.63	4.8
5y average	4.04	4	2.68	68.47	5.5
Weighted average score					6.6

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	10.21	11.16	6.8
PEG (5yr expected)	5.10	98.42	2.0
P/S	2.68	3.37	5.2
P/B	0.83	1.53	8.4
Weighted average score			5.6

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR-2.22%

FCF 5 year CAGR4

Fair value82.68$

Stock price73.59$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.54	3.54	8.0
Payout ratio	20.87	20.87	4.0
5-year dividend growth rate	-9.93	-9.93	1.0
Years of dividend increase	1.00	1.00	2.0
Weighted average score			3.8

Fair Value

$82.68

UndervaluedStock priceOvervalued

$73.59

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	7.0
Intangible assets	Medium	6.0
Switching costs	Medium	7.0
Network effect	Narrow	3.0
Economies of scale	Medium	7.0
Weighted average score		6.0

About the company

CEO

Ok-Dong Jin

Country

South Korea

IPO Date

Employees

21666

Fiscal Year End

January - December

Website

https://www.shinhangroup.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

N/A

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

N/A

0.05

1.0

Debt to Assets

N/A

0.09

1.0

Interest coverage

N/A

Weighted average score

2.8

METRIC

2022

2023

2024

2025

TTM

Total Revenue

22.24B

27.85B

28.38B

27.33B

37.55B

Gross Profit

N/A

Operating Income

4.60B

4.75B

4.90B

5.16B

5.19B

Net Income

3.49B

3.20B

3.13B

3.36B

3.62B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

9.88

0.44

5.0

Net margin %

7.37

32.70

6.0

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

2.8

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.62

1.46

2.0

ROE

9.08

14.94

6.0

ROIC

3.51

0.00

5.0

ROCE

N/A

0.00

1.0

Weighted average score

3.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

10.48

11.48

7.0

Next quarter

10.51

67.07

8.5

Current year

9.83

25.49

8.0

Next year

5.19

9.73

5.5

Weighted average score

7.3

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

137.95

14.14

11.73

197.7

8.8

Y/Y

129.31

15.45

17.59

-17.99

7.3

3y average

7.81

-1.05

0.16

93.63

4.8

5y average

4.04

2.68

68.47

5.5

Weighted average score

6.6

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

10.21

11.16

6.8

PEG (5yr expected)

5.10

98.42

2.0

P/S

2.68

3.37

5.2

P/B

0.83

1.53

8.4

Weighted average score

5.6

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.54

8.0

Payout ratio

20.87

4.0

5-year dividend growth rate

-9.93

1.0

Years of dividend increase

1.00

2.0

Weighted average score

3.8

NAME

SCALE

SCORE

Market share

Medium

7.0

Intangible assets

Medium

6.0

Switching costs

Medium

7.0

Network effect

Narrow

3.0

Economies of scale

Medium

7.0

Weighted average score

6.0

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Shinhan Financial Group Co., Ltd. (SHG)

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Shinhan Financial Group Co., Ltd. (SHG)

Stock details

About the company

Revenue Breakdown

News

Chart: SHG

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$82.68

$73.59

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: SHG

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$82.68

$73.59

Economic Moat