Seacoast Banking Corporation of Florida (SBCF)

NMS – Real Time Price. Currency in USD

35.57

+0.20 (0.57%)

Market open: Aug 12, 2026, 2:21 PM EDT

35.37

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 4:10 PM EDT

Stock details

Previous close: 34.82$
Day's range: 34.34 - 34.84$
52-week range: 27.38 - 35.64$
Volume: 631 175
Average volume: 1 073 169
Beta: 0.46
EPS (TTM): 1.59
PE ratio (TTM): 22.15
Forward P/E: 13.62
Market cap: 3 371 369 854
Shares outstanding: 96 822 799
Dividend yield: $2.15 (2.15%)
Next earnings date: 2026-10-22
Sector: Financials
Industry: Banks - Regional

About the company

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and fina... read more

CEO: Charles Shaffer
Country: United States
IPO Date
Employees: 1962
Fiscal Year End: January - December
Website: https://www.seacoastbanking...

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: SBCF

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Overall Score

5 / 1050%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $1.3B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.4) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $55.2M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.04	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.43	0.05	7.0
Debt to Assets	0.06	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	449M	767M	809M	936M	1.03B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	138M	134M	173M	219M	253M
Net Income	107M	104M	121M	142M	156M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	40.57	0.44	10
Net margin %	27.58	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	21.07	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.83	1.46	2.0
ROE	5.75	14.94	5.0
ROIC	4.60	0.00	5.0
ROCE	N/A	0.00	1.0
Weighted average score			3.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	36.34	25.77	10
Next quarter	6.81	51.82	7.5
Current year	29.57	38.91	10
Next year	6	8.06	5.5
Weighted average score			8.3

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	19	92.89	-1.6	-20.66	5.3
Y/Y	30.01	34.46	17.31	-11.53	7.5
3y average	30.68	10.58	-3.48	5.85	5.8
5y average	24.19	15.47	4.48	14.83	7.8
Weighted average score					6.6

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	22.43	11.16	3.4
PEG (5yr expected)	N/A	98.42	1.0
P/S	4.49	3.37	3.6
P/B	1.22	1.53	6.0
Weighted average score			3.5

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR13.63%

FCF 5 year CAGR4

Fair value34.16$

Stock price35.12$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	2.34	2.34	7.0
Payout ratio	28.89	28.89	4.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	4.00	4.00	4.0
Weighted average score			5.0

Fair Value

$34.16

UndervaluedStock priceOvervalued

$35.12

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Charles Shaffer

Country

United States

IPO Date

Employees

1962

Fiscal Year End

January - December

Website

https://www.seacoastbanking...

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.04

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.43

0.05

7.0

Debt to Assets

0.06

0.09

9.0

Interest coverage

N/A

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

449M

767M

809M

936M

1.03B

Gross Profit

N/A

Operating Income

138M

134M

173M

219M

253M

Net Income

107M

104M

121M

142M

156M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

40.57

0.44

Net margin %

27.58

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

21.07

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.83

1.46

2.0

ROE

5.75

14.94

5.0

ROIC

4.60

0.00

5.0

ROCE

N/A

0.00

1.0

Weighted average score

3.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

36.34

25.77

Next quarter

6.81

51.82

7.5

Current year

29.57

38.91

Next year

8.06

5.5

Weighted average score

8.3

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

92.89

-1.6

-20.66

5.3

Y/Y

30.01

34.46

17.31

-11.53

7.5

3y average

30.68

10.58

-3.48

5.85

5.8

5y average

24.19

15.47

4.48

14.83

7.8

Weighted average score

6.6

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

22.43

11.16

3.4

PEG (5yr expected)

N/A

98.42

1.0

P/S

4.49

3.37

3.6

P/B

1.22

1.53

6.0

Weighted average score

3.5

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

2.34

7.0

Payout ratio

28.89

4.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

4.00

4.0

Weighted average score

5.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Seacoast Banking Corporation of Florida (SBCF)

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Seacoast Banking Corporation of Florida (SBCF)

Stock details

About the company

Revenue Breakdown

News

Chart: SBCF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$34.16

$35.12

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: SBCF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$34.16

$35.12

Economic Moat