RMBI - Richmond Mutual Bancorporation, Inc.... | Finranks

Stock details

Previous close: 13.4$
Day's range: 13.29 - 13.46$
52-week range: 11.8 - 15.24$
Volume: 10 407
Average volume: 20 474
Beta: 0.53
EPS (TTM): 1.2
PE ratio (TTM): 11.45
Market cap: 140 716 877
Shares outstanding: 10 501 259
Dividend yield: $4.48 (4.48%)
Next earnings date: 2026-04-23
Sector: Financials
Industry: Banks - Regional

About the company

Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, constru... read more

CEO: Garry Kleer
Country: United States
IPO Date: 2019-07-02
Employees: 180
Fiscal Year End: January - December
Website: https://www.firstbankrichmo...

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: RMBI

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Overall Score

3.7 / 1037%

Financial Strength

Profitability

4.2

Effectiveness

3.3

Growth

3.7

Forecast

Valuation

5.4

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.14	2.82	2.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	1.73	0.05	4.0
Debt to Assets	0.17	0.09	8.0
Interest coverage	N/A	N/A	10
Weighted average score			5.0

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	57M	72M	85M	91M	91M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	16M	11M	11M	14M	14M
Net Income	13M	9M	9M	12M	12M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	17.56	0.44	8.0
Net margin %	14.57	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.2

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.67	1.46	2.0
ROE	7.49	14.94	5.0
ROIC	2.70	0.00	5.0
ROCE	N/A	0.00	1.0
Weighted average score			3.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	N/A	N/A	1.0
Next quarter	N/A	N/A	1.0
Current year	N/A	N/A	1.0
Next year	N/A	N/A	1.0
Weighted average score			1.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	1.29	-5.22	N/A	N/A	1.5
Y/Y	7.08	37.68	N/A	N/A	4.3
3y average	17.37	-1.49	N/A	-6.09	3.0
5y average	13.18	4.62	N/A	30.84	5.8
Weighted average score					3.7

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	11.23	11.16	6.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	2.66	3.37	5.2
P/B	0.91	1.53	8.4
Weighted average score			5.4

DCF Model

DCF Model PeriodN/A

Discount rateN/A

Perpetual growth rateN/A

Revenue 5 year CAGRN/A

FCF 5 year CAGRN/A

Fair value$

Stock price13.4$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	4.11	4.11	9.0
Payout ratio	250.00	250.00	2.0
5-year dividend growth rate	31.95	31.95	10
Years of dividend increase	1.00	1.00	2.0
Weighted average score			5.8

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

Richmond Mutual Bancorporation, Inc. (RMBI)

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Richmond Mutual Bancorporation, Inc. (RMBI)

Stock details

About the company

Revenue Breakdown

News

Chart: RMBI

Overall Score

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Economic Moat

Octagon View

Strength & Weakness

Fair Value

$1

$13.4