QCR Holdings, Inc. (QCRH)

NGM – Real Time Price. Currency in USD

105.50

+1.17 (1.12%)

Market open: Aug 12, 2026, 2:43 PM EDT

104.33

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 104.33$
Day's range: 102.64 - 104.58$
52-week range: 66.65 - 106.55$
Volume: 81 665
Average volume: 94 764
Beta: 0.58
EPS (TTM): 8.5
PE ratio (TTM): 12.34
Forward P/E: 12.23
Market cap: 1 708 467 855
Shares outstanding: 16 375 614
Dividend yield: $0.31 (0.31%)
Next earnings date: 2026-10-28
Sector: Financials
Industry: Banks - Regional

About the company

QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company’s deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. In addition, the... read more

CEO: Todd Gipple
Country: United States
IPO Date: 1993-10-06
Employees: 1039
Fiscal Year End: January - December
Website: https://www.qcrh.com

Revenue Breakdown

Commercial Banking - Cedar Rapids Bank and Trust / 33.83%

Commercial Banking - Quad City Bank and Trust / 28.76%

All Other / 26.56%

News

No Data

There are no news for this stock.

Chart: QCRH

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Overall Score

4.2 / 1042%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $660.3M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.6) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.05	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.57	0.05	7.0
Debt to Assets	0.07	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	371M	547M	599M	603M	620M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	123M	127M	124M	138M	156M
Net Income	99M	114M	114M	127M	142M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	40.89	0.44	10
Net margin %	37.55	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.41	1.46	3.0
ROE	12.33	14.94	7.0
ROIC	8.67	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	7.41	-3.32	3.0
Next quarter	5.66	2.08	4.0
Current year	16.07	11.68	8.0
Next year	5.5	4.88	4.5
Weighted average score			4.9

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	4.01	8.59	10.05	-131.53	4.5
Y/Y	5.34	24.92	26.59	40.21	8.8
3y average	19.18	8.87	4.02	97.77	7.3
5y average	15.45	18.01	15.77	54.38	9.3
Weighted average score					7.5

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	12.28	11.16	6.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	4.50	3.37	3.6
P/B	1.48	1.53	5.6
Weighted average score			4.3

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR7.1%

FCF 5 year CAGR4

Fair value176.16$

Stock price105.33$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.31	0.31	3.0
Payout ratio	3.31	3.31	2.0
5-year dividend growth rate	0.00	0.00	1.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			1.8

Fair Value

$176.16

UndervaluedStock priceOvervalued

$105.33

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Todd Gipple

Country

United States

IPO Date

1993-10-06

Employees

1039

Fiscal Year End

January - December

Website

https://www.qcrh.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.05

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.57

0.05

7.0

Debt to Assets

0.07

0.09

9.0

Interest coverage

N/A

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

371M

547M

599M

603M

620M

Gross Profit

N/A

Operating Income

123M

127M

124M

138M

156M

Net Income

99M

114M

127M

142M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

40.89

0.44

Net margin %

37.55

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.41

1.46

3.0

ROE

12.33

14.94

7.0

ROIC

8.67

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

7.41

-3.32

3.0

Next quarter

5.66

2.08

4.0

Current year

16.07

11.68

8.0

Next year

5.5

4.88

4.5

Weighted average score

4.9

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

4.01

8.59

10.05

-131.53

4.5

Y/Y

5.34

24.92

26.59

40.21

8.8

3y average

19.18

8.87

4.02

97.77

7.3

5y average

15.45

18.01

15.77

54.38

9.3

Weighted average score

7.5

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

12.28

11.16

6.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

4.50

3.37

3.6

P/B

1.48

1.53

5.6

Weighted average score

4.3

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.31

3.0

Payout ratio

3.31

2.0

5-year dividend growth rate

0.00

1.0

Years of dividend increase

0.00

1.0

Weighted average score

1.8

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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QCR Holdings, Inc. (QCRH)

Stock details

About the company

Revenue Breakdown

News

Chart: QCRH

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$176.16

$105.33

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: QCRH

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$176.16

$105.33

Economic Moat