Porch Group, Inc. (PRCH)

NCM – Real Time Price. Currency in USD

15.99

+0.23 (1.46%)

Market open: Aug 12, 2026, 12:24 PM EDT

16.25

+0.49 (3.11%)

Previous after-hours: Aug 11, 2026, 7:58 PM EDT

Stock details

Previous close: 15.76$
Day's range: 15.3 - 15.87$
52-week range: 6.36 - 19.44$
Volume: 790 864
Average volume: 2 368 836
Beta: 3.03
EPS (TTM): -0.13
PE ratio (TTM): N/A
Forward P/E: N/A
Market cap: 1 789 072 648
Shares outstanding: 113 519 838
Dividend yield: N/A
Next earnings date: 2026-11-10
Sector: Financials
Industry: Insurance - Property & Casualty

About the company

Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including underwriting, policy renewal,... read more

CEO: Matthew Ehrlichman
Country: United States
IPO Date
Employees: 803
Fiscal Year End: January - December
Website: https://porchgroup.com

Revenue Breakdown

Insurance Services / 55.29%

Reciprocal / 41.55%

Software & Data / 19.26%

News

No Data

There are no news for this stock.

Chart: PRCH

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Overall Score

4.7 / 1047%

Octagon View

Strength & Weakness

Total debt $405.3M significantly exceeds cash reserves ($61.7M), raising financial stability concerns

Total current assets $93.5M exceed Total current liabilities $64.6M, highlighting excellent liquidity

Debt-to-equity ratio (20.9) far exceeds the industry average, reflecting over-leverage

Interest coverage ratio (-0.3x) is dangerously low, suggesting debt repayment risks

The company generates positive free cash flow $40.9M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	1.45	3.60	7.0
Quick ratio	1.45	2.01	7.0
Debt to Equity	N/A	0.13	1.0
Debt to Assets	0.49	0.07	5.0
Interest coverage	-0.28	18.18	1.0
Weighted average score			4.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	276M	430M	438M	482M	504M
Gross Profit	168M	210M	212M	302M	314M
Operating Income	-92M	-89M	-63M	39M	42M
Net Income	-157M	-134M	-33M	-3M	-13M
EBITDA	-62M	-65M	-38M	101M	118M

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	51.94	27.33	10
Operating margin %	-2.94	0.12	1.0
Net margin %	3.98	9.64	3.0
EBITDA margin %	14.74	13.17	5.0
Cash flow margin %	29.29	9.67	10
Weighted average score			5.8

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	-0.11	2.97	1.0
ROE	N/A	10.85	1.0
ROIC	0.00	9.58	2.0
ROCE	2.19	7.53	5.0
Weighted average score			2.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	17.98	100	9.5
Next quarter	23.8	147.62	10
Current year	23.64	38.1	10
Next year	16.2	1092.33	9.5
Weighted average score			9.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	16.31	218.88	225	218.35	9.8
Y/Y	11.74	117.25	66.67	15.64	9.0
3y average	22.62	59.9	60.28	124.05	10
5y average	55.49	7.11	32.07	88.94	8.8
Weighted average score					9.4

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	30.00	86.06	6.4
PEG (5yr expected)	N/A	1.10	1.0
P/S	3.04	1.28	2.8
P/B	1.80	2.12	6.0
Weighted average score			4.1

DCF Model

DCF Model Period5 years

Discount rate12%

Perpetual growth rate3%

Revenue 5 year CAGR34.95%

FCF 5 year CAGR4

Fair value3.32$

Stock price16.07$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$3.32

UndervaluedStock priceOvervalued

$16.07

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Matthew Ehrlichman

Country

United States

IPO Date

Employees

803

Fiscal Year End

January - December

Website

https://porchgroup.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

1.45

3.60

7.0

Quick ratio

1.45

2.01

7.0

Debt to Equity

N/A

0.13

1.0

Debt to Assets

0.49

0.07

5.0

Interest coverage

-0.28

18.18

1.0

Weighted average score

4.2

METRIC

2022

2023

2024

2025

TTM

Total Revenue

276M

430M

438M

482M

504M

Gross Profit

168M

210M

212M

302M

314M

Operating Income

-92M

-89M

-63M

39M

42M

Net Income

-157M

-134M

-33M

-3M

-13M

EBITDA

-62M

-65M

-38M

101M

118M

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

51.94

27.33

Operating margin %

-2.94

0.12

1.0

Net margin %

3.98

9.64

3.0

EBITDA margin %

14.74

13.17

5.0

Cash flow margin %

29.29

9.67

Weighted average score

5.8

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

-0.11

2.97

1.0

ROE

N/A

10.85

1.0

ROIC

0.00

9.58

2.0

ROCE

2.19

7.53

5.0

Weighted average score

2.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

17.98

100

9.5

Next quarter

23.8

147.62

Current year

23.64

38.1

Next year

16.2

1092.33

9.5

Weighted average score

9.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

16.31

218.88

225

218.35

9.8

Y/Y

11.74

117.25

66.67

15.64

9.0

3y average

22.62

59.9

60.28

124.05

5y average

55.49

7.11

32.07

88.94

8.8

Weighted average score

9.4

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

30.00

86.06

6.4

PEG (5yr expected)

N/A

1.10

1.0

P/S

3.04

1.28

2.8

P/B

1.80

2.12

6.0

Weighted average score

4.1

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Porch Group, Inc. (PRCH)

Stock details

About the company

Revenue Breakdown

News

Chart: PRCH

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$3.32

$16.07

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: PRCH

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$3.32

$16.07

Economic Moat