The PNC Financial Services Group, Inc. (PNC)

NYQ – Real Time Price. Currency in USD

254.65

+0.42 (0.17%)

Market open: Aug 12, 2026, 1:40 PM EDT

254.45

+0.22 (0.09%)

Previous after-hours: Aug 11, 2026, 7:50 PM EDT

Stock details

Previous close: 251.76$
Day's range: 250.21 - 252.68$
52-week range: 176.88 - 258.13$
Volume: 1 629 403
Average volume: 1 543 459
Beta: 0.44
EPS (TTM): 18.18
PE ratio (TTM): 13.85
Forward P/E: 13.25
Market cap: 100 438 054 796
Shares outstanding: 398 943 656
Dividend yield: $2.82 (2.82%)
Next earnings date: 2026-10-15
Sector: Financials
Industry: Banks - Regional

About the company

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, educ... read more

CEO: William Demchak
Country: United States
IPO Date
Employees: 55333
Fiscal Year End: January - December
Website: https://www.pnc.com

Revenue Breakdown

Retail Banking / 64.34%

Corporate and Institutional Banking / 48.61%

Asset Management Group / 7.40%

News

No Data

There are no news for this stock.

Chart: PNC

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Overall Score

6.1 / 1061%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $87.1B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (1.4) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $2.6B, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.11	2.82	2.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	1.36	0.05	5.0
Debt to Assets	0.14	0.09	8.0
Interest coverage	N/A	N/A	10
Weighted average score			5.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	25.59B	31.95B	33.89B	33.90B	35.74B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	10.11B	6.74B	6.49B	8.49B	9.39B
Net Income	6.01B	5.55B	5.86B	6.89B	7.58B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	37.44	0.44	10
Net margin %	29.36	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	27.73	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.22	1.46	3.0
ROE	11.93	14.94	7.0
ROIC	6.52	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	11.73	12.78	7.5
Next quarter	10.82	4.68	5.5
Current year	14.01	14.49	8.0
Next year	5	13.33	6.0
Weighted average score			6.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	9.55	15.95	16.46	110.3	8.5
Y/Y	13.81	25.42	24.94	15.03	9.3
3y average	10.32	5.17	6.84	11.14	6.0
5y average	13.84	-0.54	0.9	22.83	5.3
Weighted average score					7.3

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	13.91	11.16	5.8
PEG (5yr expected)	1.98	98.42	5.0
P/S	4.10	3.37	4.0
P/B	1.57	1.53	5.6
Weighted average score			5.1

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR6.62%

FCF 5 year CAGR4

Fair value348.82$

Stock price252.33$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.33	3.33	8.0
Payout ratio	38.90	38.90	6.0
5-year dividend growth rate	7.81	7.81	8.0
Years of dividend increase	15.00	15.00	8.0
Weighted average score			7.5

Fair Value

$348.82

UndervaluedStock priceOvervalued

$252.33

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	6.0
Intangible assets	Medium	6.0
Switching costs	Medium	6.0
Network effect	Medium	5.0
Economies of scale	Medium	7.0
Weighted average score		6.0

About the company

CEO

William Demchak

Country

United States

IPO Date

Employees

55333

Fiscal Year End

January - December

Website

https://www.pnc.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.11

2.82

2.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

1.36

0.05

5.0

Debt to Assets

0.14

0.09

8.0

Interest coverage

N/A

Weighted average score

5.2

METRIC

2022

2023

2024

2025

TTM

Total Revenue

25.59B

31.95B

33.89B

33.90B

35.74B

Gross Profit

N/A

Operating Income

10.11B

6.74B

6.49B

8.49B

9.39B

Net Income

6.01B

5.55B

5.86B

6.89B

7.58B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

37.44

0.44

Net margin %

29.36

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

27.73

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.22

1.46

3.0

ROE

11.93

14.94

7.0

ROIC

6.52

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

11.73

12.78

7.5

Next quarter

10.82

4.68

5.5

Current year

14.01

14.49

8.0

Next year

13.33

6.0

Weighted average score

6.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

9.55

15.95

16.46

110.3

8.5

Y/Y

13.81

25.42

24.94

15.03

9.3

3y average

10.32

5.17

6.84

11.14

6.0

5y average

13.84

-0.54

0.9

22.83

5.3

Weighted average score

7.3

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

13.91

11.16

5.8

PEG (5yr expected)

1.98

98.42

5.0

P/S

4.10

3.37

4.0

P/B

1.57

1.53

5.6

Weighted average score

5.1

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.33

8.0

Payout ratio

38.90

6.0

5-year dividend growth rate

7.81

8.0

Years of dividend increase

15.00

8.0

Weighted average score

7.5

NAME

SCALE

SCORE

Market share

Medium

6.0

Intangible assets

Medium

6.0

Switching costs

Medium

6.0

Network effect

Medium

5.0

Economies of scale

Medium

7.0

Weighted average score

6.0

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The PNC Financial Services Group, Inc. (PNC)

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The PNC Financial Services Group, Inc. (PNC)

Stock details

About the company

Revenue Breakdown

News

Chart: PNC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$348.82

$252.33

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: PNC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$348.82

$252.33

Economic Moat