Peapack-Gladstone Financial Corporation (PGC)

NMS – Real Time Price. Currency in USD

46.10

+0.63 (1.39%)

Market open: Aug 12, 2026, 1:33 PM EDT

45.47

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 45.47$
Day's range: 45.02 - 45.73$
52-week range: 24.71 - 49.14$
Volume: 141 322
Average volume: 193 868
Beta: 0.2
EPS (TTM): 2.94
PE ratio (TTM): 15.81
Forward P/E: 12.55
Market cap: 806 089 956
Shares outstanding: 17 727 952
Dividend yield: $0.44 (0.44%)
Next earnings date: 2026-10-27
Sector: Financials
Industry: Banks - Regional

About the company

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company... read more

CEO: Douglas Kennedy
Country: United States
IPO Date
Employees: 682
Fiscal Year End: January - December
Website: https://www.peapackprivate.com

Revenue Breakdown

Banking / 76.63%

Wealth Management / 23.37%

News

No Data

There are no news for this stock.

Chart: PGC

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Overall Score

4.8 / 1048%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $117.5M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.2) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.04	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.16	0.05	9.0
Debt to Assets	0.01	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			6.0

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	280M	377M	406M	443M	468M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	103M	68M	44M	51M	73M
Net Income	74M	49M	33M	37M	52M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	25.91	0.44	10
Net margin %	18.56	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.57	1.46	2.0
ROE	6.44	14.94	5.0
ROIC	5.45	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			3.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	27.6	73.46	10
Next quarter	19.37	47.76	9.5
Current year	24.36	76.28	10
Next year	12.76	33.75	9.0
Weighted average score			9.6

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	3.92	12.85	6.25	700.23	6.8
Y/Y	10.16	101.13	107.32	303.04	9.3
3y average	17.19	-17.83	-19.43	-34.12	3.0
5y average	14.86	18.76	14.12	14.3	8.3
Weighted average score					6.9

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	15.69	11.16	4.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	2.62	3.37	5.2
P/B	1.17	1.53	7.0
Weighted average score			4.5

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR10.51%

FCF 5 year CAGR4

Fair value96.88$

Stock price45.73$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.69	0.69	4.0
Payout ratio	5.58	5.58	2.0
5-year dividend growth rate	0.00	0.00	1.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			2.0

Fair Value

$96.88

UndervaluedStock priceOvervalued

$45.73

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Douglas Kennedy

Country

United States

IPO Date

Employees

682

Fiscal Year End

January - December

Website

https://www.peapackprivate.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.04

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.16

0.05

9.0

Debt to Assets

0.01

0.09

9.0

Interest coverage

N/A

Weighted average score

6.0

METRIC

2022

2023

2024

2025

TTM

Total Revenue

280M

377M

406M

443M

468M

Gross Profit

N/A

Operating Income

103M

68M

44M

51M

73M

Net Income

74M

49M

33M

37M

52M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

25.91

0.44

Net margin %

18.56

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.57

1.46

2.0

ROE

6.44

14.94

5.0

ROIC

5.45

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

3.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

27.6

73.46

Next quarter

19.37

47.76

9.5

Current year

24.36

76.28

Next year

12.76

33.75

9.0

Weighted average score

9.6

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

3.92

12.85

6.25

700.23

6.8

Y/Y

10.16

101.13

107.32

303.04

9.3

3y average

17.19

-17.83

-19.43

-34.12

3.0

5y average

14.86

18.76

14.12

14.3

8.3

Weighted average score

6.9

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

15.69

11.16

4.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

2.62

3.37

5.2

P/B

1.17

1.53

7.0

Weighted average score

4.5

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.69

4.0

Payout ratio

5.58

2.0

5-year dividend growth rate

0.00

1.0

Years of dividend increase

0.00

1.0

Weighted average score

2.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Peapack-Gladstone Financial Corporation (PGC)

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Peapack-Gladstone Financial Corporation (PGC)

Stock details

About the company

Revenue Breakdown

News

Chart: PGC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$96.88

$45.73

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: PGC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$96.88

$45.73

Economic Moat