Origin Bancorp, Inc. (OBK)

NYQ – Real Time Price. Currency in USD

54.00

+0.25 (0.47%)

Market open: Aug 12, 2026, 11:14 AM EDT

53.75

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:36 PM EDT

Stock details

Previous close: 53.14$
Day's range: 52.81 - 53.79$
52-week range: 32.13 - 55.57$
Volume: 187 159
Average volume: 174 640
Beta: 0.29
EPS (TTM): 3.22
PE ratio (TTM): 16.63
Forward P/E: 13.03
Market cap: 1 639 351 895
Shares outstanding: 30 849 678
Dividend yield: $1.30 (1.3%)
Next earnings date: 2026-10-28
Sector: Financials
Industry: Banks - Regional

About the company

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development... read more

CEO: Drake Mills
Country: United States
IPO Date: 2018-05-09
Employees: 1000
Fiscal Year End: January - December
Website: https://www.origin.bank

Revenue Breakdown

Community Banking / 100.00%

News

No Data

There are no news for this stock.

Chart: OBK

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Overall Score

4.9 / 1049%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $153.5M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.1) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $30.8M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.07	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.12	0.05	9.0
Debt to Assets	0.01	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			6.0

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	392M	572M	615M	593M	606M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	114M	106M	97M	97M	120M
Net Income	88M	84M	76M	75M	100M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	40.42	0.44	10
Net margin %	31.28	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	26.37	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.80	1.46	2.0
ROE	6.49	14.94	5.0
ROIC	6.03	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			3.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	1.63	291.85	6.5
Next quarter	8.69	10.32	6.5
Current year	11.61	69.92	8.5
Next year	6.75	7.06	5.0
Weighted average score			6.6

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	1.41	22.22	22.47	-35.64	6.0
Y/Y	11.27	131.08	131.91	57.26	9.3
3y average	16.67	-4.94	-9.65	11.26	4.5
5y average	18.05	32.91	27.82	542.84	9.8
Weighted average score					7.4

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	16.88	11.16	4.4
PEG (5yr expected)	N/A	98.42	1.0
P/S	4.00	3.37	4.0
P/B	1.30	1.53	6.0
Weighted average score			3.9

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR9.01%

FCF 5 year CAGR4

Fair value76.78$

Stock price53.14$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	1.55	1.55	6.0
Payout ratio	16.54	16.54	3.0
5-year dividend growth rate	9.71	9.71	9.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			4.8

Fair Value

$76.78

UndervaluedStock priceOvervalued

$53.14

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Drake Mills

Country

United States

IPO Date

2018-05-09

Employees

1000

Fiscal Year End

January - December

Website

https://www.origin.bank

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.07

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.12

0.05

9.0

Debt to Assets

0.01

0.09

9.0

Interest coverage

N/A

Weighted average score

6.0

METRIC

2022

2023

2024

2025

TTM

Total Revenue

392M

572M

615M

593M

606M

Gross Profit

N/A

Operating Income

114M

106M

97M

120M

Net Income

88M

84M

76M

75M

100M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

40.42

0.44

Net margin %

31.28

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

26.37

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.80

1.46

2.0

ROE

6.49

14.94

5.0

ROIC

6.03

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

3.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

1.63

291.85

6.5

Next quarter

8.69

10.32

6.5

Current year

11.61

69.92

8.5

Next year

6.75

7.06

5.0

Weighted average score

6.6

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

1.41

22.22

22.47

-35.64

6.0

Y/Y

11.27

131.08

131.91

57.26

9.3

3y average

16.67

-4.94

-9.65

11.26

4.5

5y average

18.05

32.91

27.82

542.84

9.8

Weighted average score

7.4

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

16.88

11.16

4.4

PEG (5yr expected)

N/A

98.42

1.0

P/S

4.00

3.37

4.0

P/B

1.30

1.53

6.0

Weighted average score

3.9

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

1.55

6.0

Payout ratio

16.54

3.0

5-year dividend growth rate

9.71

9.0

Years of dividend increase

0.00

1.0

Weighted average score

4.8

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Origin Bancorp, Inc. (OBK)

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Origin Bancorp, Inc. (OBK)

Stock details

About the company

Revenue Breakdown

News

Chart: OBK

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$76.78

$53.14

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: OBK

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$76.78

$53.14

Economic Moat