Northeast Community Bancorp, Inc. (NECB)

NCM – Real Time Price. Currency in USD

27.78

+1.06 (3.97%)

At close: Jun 26, 2026, 4:00 PM EDT

27.78

0.00 (0.00%)

After-hours: Jun 26, 2026, 4:32 PM EDT

Stock details

Previous close: 27.78$
Day's range: 26.64 - 28.94$
52-week range: 19.27 - 28.94$
Volume: 304 059
Average volume: 67 897
Beta: 0.47
EPS (TTM): 3.31
PE ratio (TTM): 8.63
Forward P/E: 9
Market cap: 383 792 010
Shares outstanding: 13 815 407
Dividend yield: $2.88 (2.88%)
Next earnings date: 2026-07-23
Sector: Financials
Industry: Banks - Regional

About the company

Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest-bearing demand accounts, as well as certificates of deposits. The company also offers construction, commercial and industrial loans, ... read more

CEO: Kenneth Martinek
Country: United States
IPO Date
Employees: 143
Fiscal Year End: January - December
Website: https://www.necb.com

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: NECB

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Overall Score

4.7 / 1047%

Financial Strength

6.4

Profitability

6.4

Effectiveness

4.8

Growth

5.5

Forecast

2.4

Valuation

5.2

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.30	2.82	3.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.07	0.05	9.0
Debt to Assets	0.01	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			6.4

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	75M	136M	162M	157M	155M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	35M	65M	66M	62M	62M
Net Income	25M	46M	47M	44M	44M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	56.09	0.44	10
Net margin %	39.73	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	28.30	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	2.23	1.46	4.0
ROE	13.49	14.94	7.0
ROIC	11.42	0.00	7.0
ROCE	N/A	0.00	1.0
Weighted average score			4.8

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-0.66	-7.32	1.0
Next quarter	0.5	-9.2	1.5
Current year	-0.7	-5.08	1.0
Next year	9.14	8.27	6.0
Weighted average score			2.4

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-5.9	-7.94	-6.32	-12.36	1.0
Y/Y	-5.68	-5.81	-5.12	-2.08	1.0
3y average	32.78	27.45	36.25	31.28	10
5y average	28.91	37.52	54.86	31.83	10
Weighted average score					5.5

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	8.66	11.16	8.2
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.64	3.37	4.4
P/B	1.08	1.53	7.0
Weighted average score			5.2

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR12.2%

FCF 5 year CAGR4

Fair value40.24$

Stock price27.78$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.61	3.61	8.0
Payout ratio	24.92	24.92	4.0
5-year dividend growth rate	58.06	58.06	10
Years of dividend increase	2.00	2.00	3.0
Weighted average score			6.3

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Kenneth Martinek

Country

United States

IPO Date

Employees

143

Fiscal Year End

January - December

Website

https://www.necb.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.30

2.82

3.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.07

0.05

9.0

Debt to Assets

0.01

0.09

9.0

Interest coverage

N/A

Weighted average score

6.4

METRIC

2022

2023

2024

2025

TTM

Total Revenue

75M

136M

162M

157M

155M

Gross Profit

N/A

Operating Income

35M

65M

66M

62M

Net Income

25M

46M

47M

44M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

56.09

0.44

Net margin %

39.73

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

28.30

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

2.23

1.46

4.0

ROE

13.49

14.94

7.0

ROIC

11.42

0.00

7.0

ROCE

N/A

0.00

1.0

Weighted average score

4.8

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-0.66

-7.32

1.0

Next quarter

0.5

-9.2

1.5

Current year

-0.7

-5.08

1.0

Next year

9.14

8.27

6.0

Weighted average score

2.4

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-5.9

-7.94

-6.32

-12.36

1.0

Y/Y

-5.68

-5.81

-5.12

-2.08

1.0

3y average

32.78

27.45

36.25

31.28

5y average

28.91

37.52

54.86

31.83

Weighted average score

5.5

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

8.66

11.16

8.2

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.64

3.37

4.4

P/B

1.08

1.53

7.0

Weighted average score

5.2

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.61

8.0

Payout ratio

24.92

4.0

5-year dividend growth rate

58.06

Years of dividend increase

2.00

3.0

Weighted average score

6.3

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Northeast Community Bancorp, Inc. (NECB)

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Northeast Community Bancorp, Inc. (NECB)

Stock details

About the company

Revenue Breakdown

News

Chart: NECB

Overall Score

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: NECB

Overall Score

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Economic Moat

Octagon View

Strength & Weakness

Fair Value

$40.24

$27.78