First Western Financial, Inc. (MYFW)

NMS – Real Time Price. Currency in USD

31.51

+0.27 (0.86%)

Market open: Aug 12, 2026, 1:39 PM EDT

31.24

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 4:04 PM EDT

Stock details

Previous close: 31.24$
Day's range: 30.49 - 31.62$
52-week range: 21.12 - 34.36$
Volume: 60 140
Average volume: 53 099
Beta: 0.52
EPS (TTM): 1.89
PE ratio (TTM): 16.78
Forward P/E: 12.88
Market cap: 305 062 631
Shares outstanding: 9 765 129
Dividend yield: N/A
Next earnings date: 2026-10-15
Sector: Financials
Industry: Banks - Regional

About the company

First Western Financial, Inc., a financial holding company, provides wealth advisory, private banking, personal trust, investment management, mortgage lending, and institutional asset management services to individual and corporate clients. The company operates in two segments, Wealth Management and Mortgage. The Wealth Management segment provides deposit products, including money market, demand deposit, time-deposit, interes... read more

CEO: Scott Wylie
Country: United States
IPO Date: 2018-07-19
Employees: 320
Fiscal Year End: January - December
Website: https://myfw.com

Revenue Breakdown

Wealth Management / 94.19%

Mortgage / 5.81%

News

No Data

There are no news for this stock.

Chart: MYFW

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Overall Score

4.4 / 1044%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $103.0M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.4) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $11.2M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.07	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.37	0.05	7.0
Debt to Assets	0.03	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	129M	168M	180M	186M	194M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	29M	7M	12M	17M	24M
Net Income	22M	5M	8M	13M	18M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	26.29	0.44	10
Net margin %	20.35	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	25.25	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.48	1.46	2.0
ROE	5.65	14.94	5.0
ROIC	4.50	0.00	5.0
ROCE	N/A	0.00	1.0
Weighted average score			3.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	22.06	89.06	10
Next quarter	14.31	75	9.0
Current year	18.15	79.63	9.5
Next year	8.03	10.52	6.5
Weighted average score			8.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	0.63	-7.71	-9.51	-23.15	1.3
Y/Y	10.84	128.89	119.23	216.45	9.3
3y average	13.79	13.97	-4.86	-336.78	4.5
5y average	12.99	6.24	-8.43	-162.48	3.8
Weighted average score					4.7

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	16.80	11.16	4.4
PEG (5yr expected)	N/A	98.42	1.0
P/S	2.91	3.37	4.8
P/B	1.09	1.53	7.0
Weighted average score			4.3

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR5.85%

FCF 5 year CAGR4

Fair value91.29$

Stock price31.48$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$91.29

UndervaluedStock priceOvervalued

$31.48

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Scott Wylie

Country

United States

IPO Date

2018-07-19

Employees

320

Fiscal Year End

January - December

Website

https://myfw.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.07

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.37

0.05

7.0

Debt to Assets

0.03

0.09

9.0

Interest coverage

N/A

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

129M

168M

180M

186M

194M

Gross Profit

N/A

Operating Income

29M

12M

17M

24M

Net Income

22M

13M

18M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

26.29

0.44

Net margin %

20.35

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

25.25

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.48

1.46

2.0

ROE

5.65

14.94

5.0

ROIC

4.50

0.00

5.0

ROCE

N/A

0.00

1.0

Weighted average score

3.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

22.06

89.06

Next quarter

14.31

9.0

Current year

18.15

79.63

9.5

Next year

8.03

10.52

6.5

Weighted average score

8.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

0.63

-7.71

-9.51

-23.15

1.3

Y/Y

10.84

128.89

119.23

216.45

9.3

3y average

13.79

13.97

-4.86

-336.78

4.5

5y average

12.99

6.24

-8.43

-162.48

3.8

Weighted average score

4.7

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

16.80

11.16

4.4

PEG (5yr expected)

N/A

98.42

1.0

P/S

2.91

3.37

4.8

P/B

1.09

1.53

7.0

Weighted average score

4.3

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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First Western Financial, Inc. (MYFW)

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First Western Financial, Inc. (MYFW)

Stock details

About the company

Revenue Breakdown

News

Chart: MYFW

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$91.29

$31.48

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: MYFW

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$91.29

$31.48

Economic Moat