M&T Bank Corporation (MTB)

NYQ – Real Time Price. Currency in USD

252.43

+0.27 (0.11%)

Market open: Aug 12, 2026, 1:39 PM EDT

252.16

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 252.16$
Day's range: 250.94 - 253.9$
52-week range: 174.76 - 255$
Volume: 728 859
Average volume: 956 503
Beta: 0.37
EPS (TTM): 19.07
PE ratio (TTM): 13.31
Forward P/E: 13.06
Market cap: 36 416 004 590
Shares outstanding: 144 416 262
Dividend yield: $2.38 (2.38%)
Next earnings date: 2026-10-16
Sector: Financials
Industry: Banks - Regional

About the company

M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as comme... read more

CEO: Rene Jones
Country: United States
IPO Date
Employees: 22278
Fiscal Year End: January - December
Website: https://www.mtb.com

Revenue Breakdown

Retail Bank / 50.24%

Commercial Bank / 30.41%

Institutional Services and Wealth Management / 16.12%

News

No Data

There are no news for this stock.

Chart: MTB

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Overall Score

5.9 / 1059%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $18.2B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.7) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $1.1B, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.33	2.82	3.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.65	0.05	7.0
Debt to Assets	0.08	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			6.0

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	8.43B	12.25B	13.40B	13.18B	13.24B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	2.44B	3.10B	3.22B	3.46B	3.82B
Net Income	1.99B	2.74B	2.58B	2.85B	3.03B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	41.40	0.44	10
Net margin %	32.55	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	32.23	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.36	1.46	3.0
ROE	10.09	14.94	7.0
ROIC	7.17	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	0.73	2.38	2.5
Next quarter	3.16	6.47	4.5
Current year	3.82	13.57	6.0
Next year	3.57	9.13	5.0
Weighted average score			4.5

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	4.48	23.08	28.81	61.16	8.5
Y/Y	1.03	14.29	25.47	15.82	7.5
3y average	17.68	14.06	15.27	20.48	9.0
5y average	18.42	17.39	13.64	19.26	8.8
Weighted average score					8.5

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	13.29	11.16	5.8
PEG (5yr expected)	1.69	98.42	5.0
P/S	3.88	3.37	4.0
P/B	1.42	1.53	5.6
Weighted average score			5.1

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR8.49%

FCF 5 year CAGR4

Fair value359.13$

Stock price252.245$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.04	3.04	8.0
Payout ratio	31.96	31.96	5.0
5-year dividend growth rate	5.31	5.31	7.0
Years of dividend increase	9.00	9.00	7.0
Weighted average score			6.8

Fair Value

$359.13

UndervaluedStock priceOvervalued

$252.245

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	6.0
Intangible assets	Medium	7.0
Switching costs	Medium	7.0
Network effect	Narrow	3.0
Economies of scale	Medium	7.0
Weighted average score		6.0

About the company

CEO

Rene Jones

Country

United States

IPO Date

Employees

22278

Fiscal Year End

January - December

Website

https://www.mtb.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.33

2.82

3.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.65

0.05

7.0

Debt to Assets

0.08

0.09

9.0

Interest coverage

N/A

Weighted average score

6.0

METRIC

2022

2023

2024

2025

TTM

Total Revenue

8.43B

12.25B

13.40B

13.18B

13.24B

Gross Profit

N/A

Operating Income

2.44B

3.10B

3.22B

3.46B

3.82B

Net Income

1.99B

2.74B

2.58B

2.85B

3.03B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

41.40

0.44

Net margin %

32.55

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

32.23

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.36

1.46

3.0

ROE

10.09

14.94

7.0

ROIC

7.17

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

0.73

2.38

2.5

Next quarter

3.16

6.47

4.5

Current year

3.82

13.57

6.0

Next year

3.57

9.13

5.0

Weighted average score

4.5

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

4.48

23.08

28.81

61.16

8.5

Y/Y

1.03

14.29

25.47

15.82

7.5

3y average

17.68

14.06

15.27

20.48

9.0

5y average

18.42

17.39

13.64

19.26

8.8

Weighted average score

8.5

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

13.29

11.16

5.8

PEG (5yr expected)

1.69

98.42

5.0

P/S

3.88

3.37

4.0

P/B

1.42

1.53

5.6

Weighted average score

5.1

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.04

8.0

Payout ratio

31.96

5.0

5-year dividend growth rate

5.31

7.0

Years of dividend increase

9.00

7.0

Weighted average score

6.8

NAME

SCALE

SCORE

Market share

Medium

6.0

Intangible assets

Medium

7.0

Switching costs

Medium

7.0

Network effect

Narrow

3.0

Economies of scale

Medium

7.0

Weighted average score

6.0

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M&T Bank Corporation (MTB)

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M&T Bank Corporation (MTB)

Stock details

About the company

Revenue Breakdown

News

Chart: MTB

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$359.13

$252.245

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: MTB

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$359.13

$252.245

Economic Moat