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Live Oak Bancshares, Inc. (LOB)
NYQ – Real Time Price. Currency in USD
36.61
-0.07 (-0.19%)
At close: May 12, 2026, 4:00 PM EDT
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NYQ – Real Time Price. Currency in USD
36.61
-0.07 (-0.19%)
At close: May 12, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $99.7M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.1) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $85.3M, supporting its financial health
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 1.80 | 2.82 | 9.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.08 | 0.05 | 9.0 | |
| Debt to Assets | 0.01 | 0.09 | 10 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 7.8 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 534M | 811M | 933M | 1.01B | 1.04B |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 82M | 103M | 101M | 126M | 152M |
| Net Income | 176M | 74M | 77M | 106M | 126M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 7.16 | 29.9 | 7.5 |
| Next quarter | 12.57 | 48.18 | 9.0 |
| Current year | 10.23 | 66.48 | 8.5 |
| Next year | 16.99 | 35.27 | 9.5 |
| Weighted average score | 8.6 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | 0.95 | -34.98 | 6.72 | 21.24 | 4.5 |
| Y/Y | 9.71 | 209.15 | 185.71 | 366.17 | 9.0 |
| 3y average | 25.19 | -5.51 | 1.59 | 25.8 | 6.0 |
| 5y average | 22.12 | 33.88 | 21.56 | 60.28 | 10 |
| Weighted average score | 7.4 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 0.32 | 0.32 | 3.0 |
| Payout ratio | 3.73 | 3.73 | 2.0 |
| 5-year dividend growth rate | 0.00 | 0.00 | 1.0 |
| Years of dividend increase | 0.00 | 0.00 | 1.0 |
| Weighted average score | 1.8 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |