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  2. JFIN

(JFIN)

NGM – Real Time Price. Currency in USD

4.86

+0.03 (0.62%)

At close: Mar 27, 2026, 4:00 PM EDT

4.89

+0.03 (0.61%)

After-hours: Mar 27, 2026, 5:49 PM EDT

  • Summary
  • News
  • Chart
  • Financial
  • Dividends
  • Forecast
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  • Profile

Stock details

Previous close
4.86CNY
Day's range
4.8 - 5CNY
52-week range
4.8 - 19.23CNY
Volume
65 773
Average volume
69 362
Beta
0.93
EPS (TTM)
4.5
PE ratio (TTM)
1.08
Market cap
259 376 000
Shares outstanding
53 369 547
Dividend yield
CNY16.26 (16.26%)
Next earnings date
2026-03-31
Sector
Communication Services
Industry
Internet Content & Information

About the company

Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People’s Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by the third-p... read more
CEO
Dinggui Yan
Country
China
IPO Date
2019-05-10
Employees
1028
Fiscal Year End
January - December
Website
https://www.jiayintech.cn

Revenue Breakdown

No Data

Revenue breakdown data has not been calculated yet.

News

No Data

There are no news for this stock.

Chart: JFIN

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Overall Score

5.9 / 1059%
Financial Strength
9.2
Profitability
8.2
Effectiveness
9.3
Growth
5.1
Forecast
1
Valuation
7.6

Financial Strength

NAMERATIOINDUSTRY5Y TRENDSCORE
Current ratio1.714.188.0
Quick ratio1.713.328.0
Debt to Equity0.010.2110
Debt to Assets0.001.8710
Interest coverageN/A30.8110
Weighted average score9.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)
Values in USD (B=Billions, M=Millions, K=Thousands)
METRIC2021202220232024TTM
Total Revenue276M486M771M804M904M
Gross Profit222M400M486M519M731M
Operating Income67M176M188M171M288M
Net Income73M175M183M147M237M
EBITDA69M177M189M174M288M

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAMERATIOINDUSTRY5Y TRENDSCORE
Gross margin %80.5152.01
10
Operating margin %31.08-1.43
10
Net margin %25.61-11.82
10
EBITDA margin %31.08-137.99
10
Cash flow margin %N/A-7.49
1.0
Weighted average score8.2

Net Margin

Effectiveness

NAMERATIOINDUSTRY5Y TRENDSCORE
ROA23.12-10.59
10
ROE44.11-4.60
10
ROIC43.471.02
10
ROCE13.734.83
7.0
Weighted average score9.3

Estimated EPS vs Actual EPS

Forecast

NAMEREVENUE GROWTHEPS GROWTHSCORE
Current quarterN/AN/A1.0
Next quarterN/AN/A1.0
Current yearN/AN/A1.0
Next yearN/AN/A1.0
Weighted average score1.0

Analyst Rating

Growth

NAMEREVENUENET INCOMEEPSFCFSCORE
Q/Q-21.22-26.7N/AN/A1.0
Y/Y1.939.84N/AN/A3.8
3y average46.3341.35N/A80.77.8
5y average28.7834.3645.22-355.687.8
Weighted average score5.1

Revenue Growth Rate vs. Industry

Valuation

NAMERATIOINDUSTRY5Q TRENDSCORE
P/E1.1414.43
10
PEG (5yr expected)N/A-0.33
1.0
P/S0.307.99
9.4
P/B0.461.53
10
Weighted average score7.6

DCF Model

DCF Model PeriodN/A
Discount rateN/A
Perpetual growth rateN/A
Revenue 5 year CAGRN/A
FCF 5 year CAGRN/A
Fair value$
Stock price4.86$

Dividend

NAMECURRENTINDUSTRYSCORE
Dividend yield6.556.5510
Payout ratio0.00N/A1.0
5-year dividend growth rateN/AN/A1.0
Years of dividend increase0.000.001.0
Weighted average score5.5

Fair Value

Fair Value

$1

UndervaluedStock priceOvervalued

$4.86

Economic Moat

NAMESCALESCORE
Market shareNone1.0
Intangible assetsNone1.0
Switching costsNone1.0
Network effectNone1.0
Economies of scaleNone1.0
Weighted average score1.0
Dividend
5.5
Economic Moat
1

Octagon View

Strength & Weakness

Company's cash reserves $66.8M significantly exceed its total debt $5.0M, ensuring strong financial flexibility

Total current assets $0.0 are just enough to cover Total current liabilities $501.4M, indicating tight liquidity

Debt-to-equity ratio (0.0) is well below the industry average (0.2), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength