Itaú Unibanco Holding S.A. (ITUB)

NYQ – Real Time Price. Currency in USD

7.44

-0.06 (-0.79%)

Market open: Aug 12, 2026, 1:39 PM EDT

7.56

+0.06 (0.80%)

Previous after-hours: Aug 11, 2026, 7:52 PM EDT

Stock details

Previous close: 7.88$
Day's range: 7.86 - 7.98$
52-week range: 6.39 - 9.6$
Volume: 14 854 957
Average volume: 17 162 386
Beta: 0.97
EPS (TTM): 0.8
PE ratio (TTM): 10.27
Forward P/E: 8.66
Market cap: 91 256 920 879
Shares outstanding: 11 580 827 523
Dividend yield: $6.71 (6.71%)
Next earnings date: 2026-11-03
Sector: Financials
Industry: Banks - Regional

About the company

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate... read more

CEO: Milton Maluhy Filho
Country: Brazil
IPO Date
Employees: 92470
Fiscal Year End: January - December
Website: https://www.itau.com.br

Revenue Breakdown

Retail / 66.88%

Wholesale / 37.32%

Activities with the Market + Corporation / 5.70%

News

No Data

There are no news for this stock.

Chart: ITUB

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Overall Score

6.2 / 1062%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $202.9B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (4.6) far exceeds the industry average, reflecting over-leverage

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $9.1B, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.73	2.82	4.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	4.82	0.05	2.0
Debt to Assets	0.33	0.09	6.0
Interest coverage	N/A	N/A	10
Weighted average score			4.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	53.72B	69.02B	62.93B	77.28B	75.82B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	7.35B	8.46B	9.74B	8.46B	9.82B
Net Income	5.66B	6.63B	7.62B	8.03B	8.87B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	33.53	0.44	10
Net margin %	26.02	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	46.40	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.52	1.46	3.0
ROE	21.60	14.94	10
ROIC	7.60	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			5.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	17.78	20.45	9.5
Next quarter	30.87	24.91	10
Current year	21.3	20.1	10
Next year	8.01	10.57	6.5
Weighted average score			9.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	7.12	7.08	-2.92	899.79	5.3
Y/Y	-8.33	20.64	15.67	1576.08	7.5
3y average	14.16	12.51	14.44	-14.43	6.3
5y average	18	17.39	26.29	66.32	9.5
Weighted average score					7.2

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	9.69	11.16	7.8
PEG (5yr expected)	1.37	98.42	6.0
P/S	2.68	3.37	5.2
P/B	2.06	1.53	4.2
Weighted average score			5.8

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR7.19%

FCF 5 year CAGR4

Fair value29.59$

Stock price7.88$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.53	0.53	4.0
Payout ratio	4.38	4.38	2.0
5-year dividend growth rate	46.51	46.51	10
Years of dividend increase	1.00	1.00	2.0
Weighted average score			4.5

Fair Value

$29.59

UndervaluedStock priceOvervalued

$7.88

Economic Moat

NAME	SCALE	SCORE
Market share	Wide	8.0
Intangible assets	Medium	7.0
Switching costs	Wide	8.0
Network effect	Medium	5.0
Economies of scale	Wide	8.0
Weighted average score		7.2

About the company

CEO

Milton Maluhy Filho

Country

Brazil

IPO Date

Employees

92470

Fiscal Year End

January - December

Website

https://www.itau.com.br

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.73

2.82

4.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

4.82

0.05

2.0

Debt to Assets

0.33

0.09

6.0

Interest coverage

N/A

Weighted average score

4.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

53.72B

69.02B

62.93B

77.28B

75.82B

Gross Profit

N/A

Operating Income

7.35B

8.46B

9.74B

8.46B

9.82B

Net Income

5.66B

6.63B

7.62B

8.03B

8.87B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

33.53

0.44

Net margin %

26.02

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

46.40

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.52

1.46

3.0

ROE

21.60

14.94

ROIC

7.60

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

5.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

17.78

20.45

9.5

Next quarter

30.87

24.91

Current year

21.3

20.1

Next year

8.01

10.57

6.5

Weighted average score

9.0

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

7.12

7.08

-2.92

899.79

5.3

Y/Y

-8.33

20.64

15.67

1576.08

7.5

3y average

14.16

12.51

14.44

-14.43

6.3

5y average

17.39

26.29

66.32

9.5

Weighted average score

7.2

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

9.69

11.16

7.8

PEG (5yr expected)

1.37

98.42

6.0

P/S

2.68

3.37

5.2

P/B

2.06

1.53

4.2

Weighted average score

5.8

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.53

4.0

Payout ratio

4.38

2.0

5-year dividend growth rate

46.51

Years of dividend increase

1.00

2.0

Weighted average score

4.5

NAME

SCALE

SCORE

Market share

Wide

8.0

Intangible assets

Medium

7.0

Switching costs

Wide

8.0

Network effect

Medium

5.0

Economies of scale

Wide

8.0

Weighted average score

7.2

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Itaú Unibanco Holding S.A. (ITUB)

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Itaú Unibanco Holding S.A. (ITUB)

Stock details

About the company

Revenue Breakdown

News

Chart: ITUB

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$29.59

$7.88

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: ITUB

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$29.59

$7.88

Economic Moat