I
Independent Bank Corporation (IBCP)
NMS – Real Time Price. Currency in USD
33.55
-0.13 (-0.39%)
At close: May 12, 2026, 4:00 PM EDT
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NMS – Real Time Price. Currency in USD
33.55
-0.13 (-0.39%)
At close: May 12, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $74.1M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.1) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
Negative free cash flow -$13.8M limits the company's ability to reinvest or pay down debt
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.20 | 2.82 | 2.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.15 | 0.05 | 9.0 | |
| Debt to Assets | 0.01 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 6.2 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 234M | 290M | 320M | 315M | 317M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 78M | 74M | 83M | 81M | 82M |
| Net Income | 63M | 59M | 67M | 69M | 70M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 7.17 | 2.93 | 4.5 |
| Next quarter | 18.14 | 7.91 | 7.5 |
| Current year | 12.46 | 6.67 | 6.0 |
| Next year | 9.3 | 7.77 | 6.0 |
| Weighted average score | 6.0 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -1.61 | -9.13 | 4.94 | -316.54 | 1.8 |
| Y/Y | 2.13 | 8.24 | 6.25 | -175.92 | 3.8 |
| 3y average | 10.92 | 2.98 | 11.41 | 10.36 | 6.3 |
| 5y average | 8.24 | 4.34 | 6.56 | 46.01 | 6.3 |
| Weighted average score | 4.6 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 3.18 | 3.18 | 8.0 |
| Payout ratio | 30.93 | 30.93 | 5.0 |
| 5-year dividend growth rate | 5.39 | 5.39 | 7.0 |
| Years of dividend increase | 11.00 | 11.00 | 8.0 |
| Weighted average score | 7.0 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |