Home Federal Bancorp, Inc. of Louisiana (HFBL)

NCM – Real Time Price. Currency in USD

23.50

0.00 (0.00%)

At close: Aug 07, 2026, 3:17 PM EDT

23.69

+0.19 (0.81%)

After-hours: Aug 12, 2026, 4:10 PM EDT

Stock details

Previous close: 23.5$
Day's range: 23.5 - 23.64$
52-week range: 13 - 24$
Volume: 6 628
Average volume: 6 456
Beta: 0.44
EPS (TTM): 2.05
PE ratio (TTM): 11.7
Forward P/E: N/A
Market cap: 71 766 384
Shares outstanding: 3 053 889
Dividend yield: $2.25 (2.25%)
Next earnings date: N/A
Sector: Financials
Industry: Banks - Regional

About the company

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit cards. The company also provides loans, including one-to-four family residential real estat... read more

CEO: James Barlow
Country: United States
IPO Date
Employees: 76
Fiscal Year End: July - June
Website: https://www.hfb.bank

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: HFBL

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Overall Score

4.1 / 1041%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $3.6M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.1) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.06	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.06	0.05	9.0
Debt to Assets	0.01	0.09	10
Interest coverage	N/A	N/A	10
Weighted average score			6.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2023	2024	2025	2026	TTM
Total Revenue	29M	33M	32M	35M	35M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	7M	4M	5M	8M	8M
Net Income	6M	4M	4M	6M	6M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	29.57	0.44	10
Net margin %	22.64	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.87	1.46	2.0
ROE	9.72	14.94	6.0
ROIC	9.17	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			3.8

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	N/A	N/A	1.0
Next quarter	N/A	N/A	1.0
Current year	N/A	N/A	1.0
Next year	N/A	N/A	1.0
Weighted average score			1.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	3.9	-2.98	N/A	-139.59	1.8
Y/Y	7.89	20.91	N/A	-176.18	4.5
3y average	13.34	-3.9	N/A	561.49	5.0
5y average	6.89	3.69	N/A	337.55	5.0
Weighted average score					4.1

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	11.63	11.16	6.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	2.96	3.37	4.8
P/B	1.22	1.53	6.4
Weighted average score			4.8

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR7.22%

FCF 5 year CAGR4

Fair value27.61$

Stock price23.5$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	4.05	4.05	9.0
Payout ratio	7.12	7.12	2.0
5-year dividend growth rate	10.28	10.28	10
Years of dividend increase	12.00	12.00	8.0
Weighted average score			7.3

Fair Value

$27.61

UndervaluedStock priceOvervalued

$23.5

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

James Barlow

Country

United States

IPO Date

Employees

Fiscal Year End

July - June

Website

https://www.hfb.bank

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.06

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.06

0.05

9.0

Debt to Assets

0.01

0.09

Interest coverage

N/A

Weighted average score

6.2

METRIC

2023

2024

2025

2026

TTM

Total Revenue

29M

33M

32M

35M

Gross Profit

N/A

Operating Income

Net Income

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

29.57

0.44

Net margin %

22.64

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.87

1.46

2.0

ROE

9.72

14.94

6.0

ROIC

9.17

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

3.8

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

N/A

1.0

Next quarter

N/A

1.0

Current year

N/A

1.0

Next year

N/A

1.0

Weighted average score

1.0

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

3.9

-2.98

N/A

-139.59

1.8

Y/Y

7.89

20.91

N/A

-176.18

4.5

3y average

13.34

-3.9

N/A

561.49

5.0

5y average

6.89

3.69

N/A

337.55

5.0

Weighted average score

4.1

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

11.63

11.16

6.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

2.96

3.37

4.8

P/B

1.22

1.53

6.4

Weighted average score

4.8

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

4.05

9.0

Payout ratio

7.12

2.0

5-year dividend growth rate

10.28

Years of dividend increase

12.00

8.0

Weighted average score

7.3

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Home Federal Bancorp, Inc. of Louisiana (HFBL)

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Home Federal Bancorp, Inc. of Louisiana (HFBL)

Stock details

About the company

Revenue Breakdown

News

Chart: HFBL

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$27.61

$23.5

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: HFBL

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$27.61

$23.5

Economic Moat