Shift4 Payments, Inc. (FOUR)

NYQ – Real Time Price. Currency in USD

41.90

+0.86 (2.10%)

Market open: Aug 12, 2026, 12:25 PM EDT

41.11

+0.07 (0.17%)

Previous after-hours: Aug 11, 2026, 7:51 PM EDT

Stock details

Previous close: 41.04$
Day's range: 41.01 - 43.57$
52-week range: 34.56 - 92.79$
Volume: 1 364 524
Average volume: 2 045 817
Beta: 0.23
EPS (TTM): 0.64
PE ratio (TTM): 66.02
Forward P/E: 7.8
Market cap: 3 240 523 131
Shares outstanding: 78 960 115
Dividend yield: N/A
Next earnings date: 2026-11-11
Sector: Technology
Industry: Software - Infrastructure

About the company

Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple ... read more

CEO: David Lauber
Country: United States
IPO Date: 2020-06-05
Employees: 6300
Fiscal Year End: January - December
Website: https://www.shift4.com

Revenue Breakdown

Payments-based / 83.04%

Subscription and Other / 10.86%

Tax-free Shopping / 6.10%

News

No Data

There are no news for this stock.

Chart: FOUR

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Overall Score

4.6 / 1046%

Octagon View

Strength & Weakness

Total debt $4.6B significantly exceeds cash reserves ($356.0M), raising financial stability concerns

Total current assets $2.1B exceed Total current liabilities $1.7B, highlighting excellent liquidity

Debt-to-equity ratio (2.6) far exceeds the industry average, reflecting over-leverage

Interest coverage ratio (2x) is sufficient but not particularly strong

The company generates positive free cash flow $21.0M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	1.21	2.79	7.0
Quick ratio	1.21	2.14	7.0
Debt to Equity	2.82	0.37	2.0
Debt to Assets	0.53	18.75	4.0
Interest coverage	1.69	-1.16	5.0
Weighted average score			5.0

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	1.99B	2.56B	3.33B	4.18B	4.78B
Gross Profit	374M	534M	773M	1.14B	1.35B
Operating Income	86M	185M	290M	421M	462M
Net Income	75M	86M	228M	118M	105M
EBITDA	235M	399M	587M	853M	995M

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	27.18	51.85	6.0
Operating margin %	8.49	-0.03	5.0
Net margin %	1.70	-5.00	2.0
EBITDA margin %	19.23	3.45	6.0
Cash flow margin %	4.86	8.46	3.0
Weighted average score			4.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.87	-18.74	3.0
ROE	10.50	8.11	7.0
ROIC	2.79	-70.24	5.0
ROCE	1.62	0.38	4.0
Weighted average score			4.8

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	12.12	-1.23	4.0
Next quarter	12.64	-0.74	4.5
Current year	27.14	3.8	7.0
Next year	12.42	23.08	8.5
Weighted average score			6.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	15.52	46.67	36.08	-78.12	7.5
Y/Y	34.03	-33.52	20	-82.16	5.3
3y average	28	43.68	57.99	33.86	10
5y average	41.74	43.77	119.44	66.49	10
Weighted average score					8.2

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	67.44	1.68	2.2
PEG (5yr expected)	0.36	1.46	10
P/S	0.74	7.96	8.8
P/B	2.11	2.78	5.8
Weighted average score			6.7

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR20.75%

FCF 5 year CAGR4

Fair value75.3$

Stock price41.945$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$75.3

UndervaluedStock priceOvervalued

$41.945

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

David Lauber

Country

United States

IPO Date

2020-06-05

Employees

6300

Fiscal Year End

January - December

Website

https://www.shift4.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

1.21

2.79

7.0

Quick ratio

1.21

2.14

7.0

Debt to Equity

2.82

0.37

2.0

Debt to Assets

0.53

18.75

4.0

Interest coverage

1.69

-1.16

5.0

Weighted average score

5.0

METRIC

2022

2023

2024

2025

TTM

Total Revenue

1.99B

2.56B

3.33B

4.18B

4.78B

Gross Profit

374M

534M

773M

1.14B

1.35B

Operating Income

86M

185M

290M

421M

462M

Net Income

75M

86M

228M

118M

105M

EBITDA

235M

399M

587M

853M

995M

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

27.18

51.85

6.0

Operating margin %

8.49

-0.03

5.0

Net margin %

1.70

-5.00

2.0

EBITDA margin %

19.23

3.45

6.0

Cash flow margin %

4.86

8.46

3.0

Weighted average score

4.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.87

-18.74

3.0

ROE

10.50

8.11

7.0

ROIC

2.79

-70.24

5.0

ROCE

1.62

0.38

4.0

Weighted average score

4.8

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

12.12

-1.23

4.0

Next quarter

12.64

-0.74

4.5

Current year

27.14

3.8

7.0

Next year

12.42

23.08

8.5

Weighted average score

6.0

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

15.52

46.67

36.08

-78.12

7.5

Y/Y

34.03

-33.52

-82.16

5.3

3y average

43.68

57.99

33.86

5y average

41.74

43.77

119.44

66.49

Weighted average score

8.2

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

67.44

1.68

2.2

PEG (5yr expected)

0.36

1.46

P/S

0.74

7.96

8.8

P/B

2.11

2.78

5.8

Weighted average score

6.7

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Shift4 Payments, Inc. (FOUR)

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Shift4 Payments, Inc. (FOUR)

Stock details

About the company

Revenue Breakdown

News

Chart: FOUR

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$75.3

$41.945

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: FOUR

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$75.3

$41.945

Economic Moat