Fidelity National Financial, Inc. (FNF)

NYQ – Real Time Price. Currency in USD

47.42

-0.14 (-0.30%)

Market open: Aug 12, 2026, 11:12 AM EDT

48.50

+0.93 (1.96%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 47.57$
Day's range: 47.54 - 48.54$
52-week range: 42.78 - 61.4$
Volume: 1 071 209
Average volume: 1 638 066
Beta: 0.45
EPS (TTM): 2.88
PE ratio (TTM): 16.56
Forward P/E: 9.3
Market cap: 12 757 932 420
Shares outstanding: 268 192 819
Dividend yield: $4.29 (4.29%)
Next earnings date: 2026-11-10
Sector: Financials
Industry: Insurance - Specialty

About the company

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction ser... read more

CEO: Michael Nolan
Country: United States
IPO Date
Employees: 24535
Fiscal Year End: January - December
Website: https://www.fnf.com

Revenue Breakdown

Title / 58.77%

F&G / 39.67%

Corporate and Other / 2.36%

News

No Data

There are no news for this stock.

Chart: FNF

Loading Chart...

Overall Score

5.4 / 1054%

Octagon View

Strength & Weakness

Total debt $4.7B significantly exceeds cash reserves ($3.6B), raising financial stability concerns

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.5) is well below the industry average (0.8), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $2.1B, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	N/A	4.86	1.0
Quick ratio	N/A	2.78	1.0
Debt to Equity	0.64	0.81	7.0
Debt to Assets	0.05	0.15	9.0
Interest coverage	N/A	40.39	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	11.61B	11.79B	13.71B	14.51B	15.36B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	1.89B	903M	1.98B	1.70B	1.99B
Net Income	1.29B	517M	1.27B	602M	772M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	47.67	1.0
Operating margin %	9.63	0.20	5.0
Net margin %	7.13	-0.37	5.0
EBITDA margin %	N/A	22.61	1.0
Cash flow margin %	51.77	-7.75	10
Weighted average score			4.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.94	3.71	2.0
ROE	10.57	12.57	7.0
ROIC	6.64	8.55	6.0
ROCE	N/A	-38.07	1.0
Weighted average score			4.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-4.38	-5.66	1.0
Next quarter	-3.86	2.23	2.0
Current year	2.17	4.28	3.5
Next year	6.8	13.66	6.5
Weighted average score			3.3

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	25.34	18.52	49.46	111.96	9.8
Y/Y	10.53	3.6	24.3	5.06	6.5
3y average	7.89	11.01	2.67	14.62	6.3
5y average	8.5	11.24	5.31	41.31	7.0
Weighted average score					7.4

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	16.72	-1.66	6.0
PEG (5yr expected)	N/A	1.05	1.0
P/S	0.86	2.22	8.2
P/B	1.73	1.85	5.6
Weighted average score			5.2

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR6.08%

FCF 5 year CAGR4

Fair value426.27$

Stock price47.57$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.41	3.41	8.0
Payout ratio	30.87	30.87	5.0
5-year dividend growth rate	8.18	8.18	9.0
Years of dividend increase	1.00	1.00	2.0
Weighted average score			6.0

Fair Value

$426.27

UndervaluedStock priceOvervalued

$47.57

Economic Moat

NAME	SCALE	SCORE
Market share	Wide	9.0
Intangible assets	Wide	8.0
Switching costs	Medium	7.0
Network effect	Narrow	4.0
Economies of scale	Wide	9.0
Weighted average score		7.4

About the company

CEO

Michael Nolan

Country

United States

IPO Date

Employees

24535

Fiscal Year End

January - December

Website

https://www.fnf.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

N/A

4.86

1.0

Quick ratio

N/A

2.78

1.0

Debt to Equity

0.64

0.81

7.0

Debt to Assets

0.05

0.15

9.0

Interest coverage

N/A

40.39

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

11.61B

11.79B

13.71B

14.51B

15.36B

Gross Profit

N/A

Operating Income

1.89B

903M

1.98B

1.70B

1.99B

Net Income

1.29B

517M

1.27B

602M

772M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

47.67

1.0

Operating margin %

9.63

0.20

5.0

Net margin %

7.13

-0.37

5.0

EBITDA margin %

N/A

22.61

1.0

Cash flow margin %

51.77

-7.75

Weighted average score

4.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.94

3.71

2.0

ROE

10.57

12.57

7.0

ROIC

6.64

8.55

6.0

ROCE

N/A

-38.07

1.0

Weighted average score

4.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-4.38

-5.66

1.0

Next quarter

-3.86

2.23

2.0

Current year

2.17

4.28

3.5

Next year

6.8

13.66

6.5

Weighted average score

3.3

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

25.34

18.52

49.46

111.96

9.8

Y/Y

10.53

3.6

24.3

5.06

6.5

3y average

7.89

11.01

2.67

14.62

6.3

5y average

8.5

11.24

5.31

41.31

7.0

Weighted average score

7.4

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

16.72

-1.66

6.0

PEG (5yr expected)

N/A

1.05

1.0

P/S

0.86

2.22

8.2

P/B

1.73

1.85

5.6

Weighted average score

5.2

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.41

8.0

Payout ratio

30.87

5.0

5-year dividend growth rate

8.18

9.0

Years of dividend increase

1.00

2.0

Weighted average score

6.0

NAME

SCALE

SCORE

Market share

Wide

9.0

Intangible assets

Wide

8.0

Switching costs

Medium

7.0

Network effect

Narrow

4.0

Economies of scale

Wide

9.0

Weighted average score

7.4

Search stocks

Fidelity National Financial, Inc. (FNF)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

Fidelity National Financial, Inc. (FNF)

Stock details

About the company

Revenue Breakdown

News

Chart: FNF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$426.27

$47.57

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: FNF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$426.27

$47.57

Economic Moat