First Mid Bancshares, Inc. (FMBH)

NGM – Real Time Price. Currency in USD

51.79

+0.15 (0.29%)

Market open: Aug 12, 2026, 2:22 PM EDT

51.64

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 51.67$
Day's range: 51.58 - 51.95$
52-week range: 34.16 - 53.36$
Volume: 12 796
Average volume: 100 007
Beta: 0.14
EPS (TTM): 4.04
PE ratio (TTM): 12.84
Forward P/E: 11.68
Market cap: 1 374 520 753
Shares outstanding: 26 601 911
Dividend yield: $1.94 (1.94%)
Next earnings date: 2026-10-22
Sector: Financials
Industry: Banks - Regional

About the company

First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company’s loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate... read more

CEO: Joseph Dively
Country: United States
IPO Date
Employees: 1335
Fiscal Year End: January - December
Website: https://www.firstmid.com

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: FMBH

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Overall Score

5 / 1050%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $473.3M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.4) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.06	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.43	0.05	7.0
Debt to Assets	0.05	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	290M	385M	453M	466M	507M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	91M	88M	104M	117M	129M
Net Income	73M	69M	79M	92M	100M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	33.54	0.44	10
Net margin %	25.67	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.16	1.46	3.0
ROE	9.95	14.94	6.0
ROIC	7.46	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	19.73	20.52	9.5
Next quarter	22.55	20.06	10
Current year	20.38	15.52	9.5
Next year	6.16	11.69	6.0
Weighted average score			8.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	13.09	5.55	-1.88	-42.44	3.8
Y/Y	22.73	18.56	6.12	-49.69	6.3
3y average	17.69	8.41	2.78	562.98	7.3
5y average	18.38	16.13	8.01	364.75	8.5
Weighted average score					6.5

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	12.69	11.16	5.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.39	3.37	4.4
P/B	1.24	1.53	6.0
Weighted average score			4.3

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR10.82%

FCF 5 year CAGR4

Fair value26.87$

Stock price52.05$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	2.49	2.49	7.0
Payout ratio	27.16	27.16	4.0
5-year dividend growth rate	3.88	3.88	5.0
Years of dividend increase	4.00	4.00	4.0
Weighted average score			5.0

Fair Value

$26.87

UndervaluedStock priceOvervalued

$52.05

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Joseph Dively

Country

United States

IPO Date

Employees

1335

Fiscal Year End

January - December

Website

https://www.firstmid.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.06

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.43

0.05

7.0

Debt to Assets

0.05

0.09

9.0

Interest coverage

N/A

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

290M

385M

453M

466M

507M

Gross Profit

N/A

Operating Income

91M

88M

104M

117M

129M

Net Income

73M

69M

79M

92M

100M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

33.54

0.44

Net margin %

25.67

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.16

1.46

3.0

ROE

9.95

14.94

6.0

ROIC

7.46

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

19.73

20.52

9.5

Next quarter

22.55

20.06

Current year

20.38

15.52

9.5

Next year

6.16

11.69

6.0

Weighted average score

8.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

13.09

5.55

-1.88

-42.44

3.8

Y/Y

22.73

18.56

6.12

-49.69

6.3

3y average

17.69

8.41

2.78

562.98

7.3

5y average

18.38

16.13

8.01

364.75

8.5

Weighted average score

6.5

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

12.69

11.16

5.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.39

3.37

4.4

P/B

1.24

1.53

6.0

Weighted average score

4.3

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

2.49

7.0

Payout ratio

27.16

4.0

5-year dividend growth rate

3.88

5.0

Years of dividend increase

4.00

4.0

Weighted average score

5.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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First Mid Bancshares, Inc. (FMBH)

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First Mid Bancshares, Inc. (FMBH)

Stock details

About the company

Revenue Breakdown

News

Chart: FMBH

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$26.87

$52.05

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: FMBH

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$26.87

$52.05

Economic Moat