F
Financial Institutions, Inc. (FISI)
NMS – Real Time Price. Currency in USD
34.67
-0.23 (-0.66%)
At close: May 12, 2026, 4:00 PM EDT
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NMS – Real Time Price. Currency in USD
34.67
-0.23 (-0.66%)
At close: May 12, 2026, 4:00 PM EDT
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There are no news for this stock.
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.06 | 2.82 | 1.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.36 | 0.05 | 7.0 | |
| Debt to Assets | 0.04 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 5.6 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 239M | 331M | 263M | 374M | 375M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 71M | 61M | -47M | 90M | 94M |
| Net Income | 57M | 50M | -42M | 75M | 79M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 6.36 | 9.41 | 5.5 |
| Next quarter | 2.74 | 2.53 | 4.0 |
| Current year | 5.58 | 11.22 | 6.0 |
| Next year | 4.45 | 4.36 | 4.0 |
| Weighted average score | 4.9 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -3.38 | 5.03 | 8.33 | 17.36 | 5.3 |
| Y/Y | 1.12 | 24.33 | 28.4 | 220.91 | 8.3 |
| 3y average | 20 | 28.6 | 0.07 | 204.64 | 7.8 |
| 5y average | 15.91 | 32.26 | 16.94 | 155.95 | 9.5 |
| Weighted average score | 7.7 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 4.50 | 4.50 | 9.0 |
| Payout ratio | 31.96 | 31.96 | 5.0 |
| 5-year dividend growth rate | 3.58 | 3.58 | 5.0 |
| Years of dividend increase | 1.00 | 1.00 | 2.0 |
| Weighted average score | 5.3 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |
Cash reserves $0.0 barely cover the upcoming debt maturities $224.6M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.4) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $23.0M, supporting its financial health