BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO), global analytics software leader, today released its Spring '26 edition of the FICO® Score Credit Insights report, showing the average U.S. FICO Score declined to 714, continuing a gradual downward trend since 2023, even though a record 48.1% of consumers now have FICO® Scores of 750 or higher. The findings point to an increasingly segmented credit market consistent with a K-shaped economy, with a growing share of consumers maintaining strong.