First Community Corporation (FCCO)

NCM – Real Time Price. Currency in USD

33.69

-0.05 (-0.15%)

Market open: Aug 12, 2026, 12:28 PM EDT

33.74

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 33.74$
Day's range: 33.63 - 34.2$
52-week range: 25.66 - 35.74$
Volume: 24 201
Average volume: 48 945
Beta: 0.24
EPS (TTM): 2.71
PE ratio (TTM): 12.62
Forward P/E: 10.73
Market cap: 317 087 176
Shares outstanding: 9 397 960
Dividend yield: $1.90 (1.9%)
Next earnings date: 2026-10-21
Sector: Financials
Industry: Banks - Regional

About the company

First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company’s deposit products include checking, NOW, savings, and individua... read more

CEO: Michael Crapps
Country: United States
IPO Date: 1998-07-07
Employees: 282
Fiscal Year End: January - December
Website: https://www.firstcommunitys...

Revenue Breakdown

Commercial and Retail Banking / 79.44%

Mortgage Banking / 12.07%

Investment Advisory and Non-deposit / 9.58%

News

No Data

There are no news for this stock.

Chart: FCCO

Loading Chart...

Overall Score

5.3 / 1053%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $111.5M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (-6.1) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	1.35	2.82	7.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	N/A	0.05	1.0
Debt to Assets	0.05	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	62M	83M	103M	114M	126M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	18M	15M	18M	26M	32M
Net Income	15M	12M	14M	19M	23M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	40.75	0.44	10
Net margin %	30.22	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.97	1.46	2.0
ROE	17.34	14.94	8.0
ROIC	14.88	0.00	7.0
ROCE	N/A	0.00	1.0
Weighted average score			4.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	27.11	19.9	9.5
Next quarter	27.01	16.28	9.5
Current year	27.24	19.89	9.5
Next year	7.27	5.09	5.0
Weighted average score			8.4

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	6.04	38.14	16.67	-190.39	6.3
Y/Y	23.13	46.45	25.37	-139.62	7.8
3y average	22.59	12.17	14.12	10.66	8.0
5y average	15.21	16.83	17.58	7.02	8.0
Weighted average score					7.5

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	12.65	11.16	5.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.37	3.37	4.4
P/B	1.40	1.53	5.6
Weighted average score			4.2

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR9.34%

FCF 5 year CAGR4

Fair value40.03$

Stock price33.55$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	2.34	2.34	7.0
Payout ratio	21.86	21.86	4.0
5-year dividend growth rate	11.49	11.49	10
Years of dividend increase	5.00	5.00	5.0
Weighted average score			6.5

Fair Value

$40.03

UndervaluedStock priceOvervalued

$33.55

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Michael Crapps

Country

United States

IPO Date

1998-07-07

Employees

282

Fiscal Year End

January - December

Website

https://www.firstcommunitys...

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

1.35

2.82

7.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

N/A

0.05

1.0

Debt to Assets

0.05

0.09

9.0

Interest coverage

N/A

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

62M

83M

103M

114M

126M

Gross Profit

N/A

Operating Income

18M

15M

18M

26M

32M

Net Income

15M

12M

14M

19M

23M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

40.75

0.44

Net margin %

30.22

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.97

1.46

2.0

ROE

17.34

14.94

8.0

ROIC

14.88

0.00

7.0

ROCE

N/A

0.00

1.0

Weighted average score

4.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

27.11

19.9

9.5

Next quarter

27.01

16.28

9.5

Current year

27.24

19.89

9.5

Next year

7.27

5.09

5.0

Weighted average score

8.4

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

6.04

38.14

16.67

-190.39

6.3

Y/Y

23.13

46.45

25.37

-139.62

7.8

3y average

22.59

12.17

14.12

10.66

8.0

5y average

15.21

16.83

17.58

7.02

8.0

Weighted average score

7.5

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

12.65

11.16

5.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.37

4.4

P/B

1.40

1.53

5.6

Weighted average score

4.2

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

2.34

7.0

Payout ratio

21.86

4.0

5-year dividend growth rate

11.49

Years of dividend increase

5.00

5.0

Weighted average score

6.5

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

Search stocks

First Community Corporation (FCCO)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

First Community Corporation (FCCO)

Stock details

About the company

Revenue Breakdown

News

Chart: FCCO

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$40.03

$33.55

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: FCCO

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$40.03

$33.55

Economic Moat