FCAP - First Capital, Inc. Stock Analysis | Finranks

Stock details

Previous close: 49.37$
Day's range: 48.53 - 49.37$
52-week range: 33.73 - 71$
Volume: 3 802
Average volume: 7 301
Beta: 0.45
EPS (TTM): 4.89
PE ratio (TTM): 10.1
Market cap: 165 272 338
Shares outstanding: 3 347 627
Dividend yield: $2.43 (2.43%)
Next earnings date: N/A
Sector: Financials
Industry: Banks - Regional

About the company

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement... read more

CEO: Michael Frederick
Country: United States
IPO Date: 1999-01-04
Employees: 212
Fiscal Year End: January - December
Website: https://www.firstharrison.com

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: FCAP

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Overall Score

3.5 / 1035%

Financial Strength

2.8

Profitability

4.6

Effectiveness

Growth

5.2

Forecast

Valuation

5.1

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	N/A	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	N/A	0.05	1.0
Debt to Assets	N/A	0.09	1.0
Interest coverage	N/A	N/A	10
Weighted average score			2.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	42M	51M	59M	65M	65M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	14M	15M	14M	20M	20M
Net Income	12M	13M	12M	16M	16M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	34.05	0.44	10
Net margin %	28.54	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.17	1.46	3.0
ROE	11.76	14.94	7.0
ROIC	N/A	0.00	1.0
ROCE	N/A	0.00	1.0
Weighted average score			3.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	N/A	N/A	1.0
Next quarter	N/A	N/A	1.0
Current year	N/A	N/A	1.0
Next year	N/A	N/A	1.0
Weighted average score			1.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	1.68	8.95	N/A	N/A	2.8
Y/Y	12.25	49.57	N/A	N/A	4.8
3y average	15.68	12.63	N/A	27.08	7.0
5y average	11.39	10.97	N/A	15.81	6.0
Weighted average score					5.2

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	9.99	11.16	7.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.23	3.37	4.4
P/B	1.19	1.53	7.0
Weighted average score			5.1

DCF Model

DCF Model PeriodN/A

Discount rateN/A

Perpetual growth rateN/A

Revenue 5 year CAGRN/A

FCF 5 year CAGRN/A

Fair value$

Stock price49.37$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.02	3.02	8.0
Payout ratio	21.68	21.68	4.0
5-year dividend growth rate	4.56	4.56	6.0
Years of dividend increase	3.00	3.00	3.0
Weighted average score			5.3

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

First Capital, Inc. (FCAP)

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First Capital, Inc. (FCAP)

Stock details

About the company

Revenue Breakdown

News

Chart: FCAP

Overall Score

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Economic Moat

Octagon View

Strength & Weakness

Fair Value

$1

$49.37