FB Financial Corporation (FBK)

NYQ – Real Time Price. Currency in USD

61.94

+0.55 (0.89%)

Market open: Aug 12, 2026, 2:41 PM EDT

61.40

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 61.4$
Day's range: 60.66 - 61.58$
52-week range: 49.07 - 62.44$
Volume: 206 127
Average volume: 353 581
Beta: 0.33
EPS (TTM): 3.77
PE ratio (TTM): 16.4
Forward P/E: 13.11
Market cap: 3 068 657 748
Shares outstanding: 49 978 139
Dividend yield: $1.30 (1.3%)
Next earnings date: 2026-10-19
Sector: Financials
Industry: Banks - Regional

About the company

FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage. It offers interest-bearing checking, noninterest-bearing demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and consumer customers; and time deposits, as well as resid... read more

CEO: Christopher Holmes
Country: United States
IPO Date: 2016-09-16
Employees: 1594
Fiscal Year End: January - December
Website: https://www.firstbankonline...

Revenue Breakdown

Banking / 88.81%

Mortgage / 11.19%

News

No Data

There are no news for this stock.

Chart: FBK

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Overall Score

5 / 1050%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $372.5M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.2) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $73.8M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.11	2.82	2.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.19	0.05	9.0
Debt to Assets	0.02	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			6.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	647M	749M	765M	866M	1.03B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	172M	152M	147M	163M	269M
Net Income	125M	120M	116M	123M	197M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	41.89	0.44	10
Net margin %	33.58	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	29.59	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.95	1.46	2.0
ROE	7.94	14.94	6.0
ROIC	7.04	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			3.8

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	4.24	12.5	5.5
Next quarter	2.82	5.17	4.5
Current year	15.17	17.36	9.0
Next year	6.6	9.69	5.5
Weighted average score			6.1

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	1.83	1.95	1.79	152.27	4.8
Y/Y	73.7	1916.12	29.55	7.99	9.0
3y average	10.37	-0.41	11.25	-31.66	4.0
5y average	9.07	32.66	2.42	303.83	7.3
Weighted average score					6.3

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	16.07	11.16	4.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	4.57	3.37	3.6
P/B	1.57	1.53	5.6
Weighted average score			3.8

DCF Model

DCF Model Period5 years

Discount rate9.23%

Perpetual growth rate3%

Revenue 5 year CAGR5.43%

FCF 5 year CAGR4

Fair value93.93$

Stock price61.4$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	1.43	1.43	5.0
Payout ratio	16.70	16.70	3.0
5-year dividend growth rate	16.12	16.12	10
Years of dividend increase	8.00	8.00	7.0
Weighted average score			6.3

Fair Value

$93.93

UndervaluedStock priceOvervalued

$61.4

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Christopher Holmes

Country

United States

IPO Date

2016-09-16

Employees

1594

Fiscal Year End

January - December

Website

https://www.firstbankonline...

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.11

2.82

2.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.19

0.05

9.0

Debt to Assets

0.02

0.09

9.0

Interest coverage

N/A

Weighted average score

6.2

METRIC

2022

2023

2024

2025

TTM

Total Revenue

647M

749M

765M

866M

1.03B

Gross Profit

N/A

Operating Income

172M

152M

147M

163M

269M

Net Income

125M

120M

116M

123M

197M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

41.89

0.44

Net margin %

33.58

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

29.59

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.95

1.46

2.0

ROE

7.94

14.94

6.0

ROIC

7.04

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

3.8

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

4.24

12.5

5.5

Next quarter

2.82

5.17

4.5

Current year

15.17

17.36

9.0

Next year

6.6

9.69

5.5

Weighted average score

6.1

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

1.83

1.95

1.79

152.27

4.8

Y/Y

73.7

1916.12

29.55

7.99

9.0

3y average

10.37

-0.41

11.25

-31.66

4.0

5y average

9.07

32.66

2.42

303.83

7.3

Weighted average score

6.3

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

16.07

11.16

4.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

4.57

3.37

3.6

P/B

1.57

1.53

5.6

Weighted average score

3.8

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

1.43

5.0

Payout ratio

16.70

3.0

5-year dividend growth rate

16.12

Years of dividend increase

8.00

7.0

Weighted average score

6.3

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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FB Financial Corporation (FBK)

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FB Financial Corporation (FBK)

Stock details

About the company

Revenue Breakdown

News

Chart: FBK

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$93.93

$61.4

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: FBK

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$93.93

$61.4

Economic Moat