Originations rose 32% and total company revenue increased 15% from the fourth quarter of 2024 Diluted earnings per share of $3.00 increased 30% and adjusted earnings per share1 of $3.46 rose 33% compared to the fourth quarter of 2024 Consolidated credit performance remained strong with a net charge-off ratio of 8.3% and net revenue margin of 60% Year-over-year improvement in the consolidated 30+ day delinquency ratio of 6.7% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlook Liquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at December 31st Share repurchases during the quarter totaled $35 million CHICAGO, Jan. 27, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced financial results for the fourth quarter and full year ended December 31, 2025. "Our fourth quarter results capped off another exceptional year for Enova as originations growth and solid credit across our portfolio once again drove strong financial performance," said Steve Cunningham, Enova's CEO.
