RENO, Nev., Feb. 19, 2026 (GLOBE NEWSWIRE) -- Employers Holdings, Inc. (the “Company”) (NYSE:EIG), a holding company with subsidiaries that are specialty providers of workers' compensation insurance, excess workers' compensation, and related services, today reported financial results for its full year and fourth quarter ended December 31, 2025. Full-Year 2025 Financial Highlights (All comparisons versus full-year 2024) Net income of $10.8 million ($0.46 per diluted share), versus $118.6 million ($4.71 per diluted share); Adjusted net income of $21.8 million ($0.93 per diluted share), versus $94.0 million ($3.73 per diluted share); Gross premiums written of $756.1 million, versus $776.3 million; Net premiums earned of $761.9 million, versus $749.5 million; Loss and LAE ratio increased to 76.4% from 60.9%; Commission expense ratio improved to 12.8% from 13.5%; Underwriting expense ratio improved to 21.7% from 23.5%; GAAP combined ratio of 110.9% (111.7% excluding the LPT), versus 97.9% (98.6% excluding the LPT); Other non-recurring expenses of $1.1 million; Net investment income increased 9% to $116.7 million from $107.0 million; Net realized and unrealized (losses) gains on investments of $(20.4) million versus $24.1 million; Returned $215.4 million to stockholders through a combination of share repurchases and regular quarterly dividends; Increased policies in-force to 133,605, versus 130,767; and Book value per share including the Deferred Gain of $51.31, an increase of 11.0%, and Adjusted book value per share of $50.95, up 3.0% (both growth rates include dividends declared).
