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Encore Capital Group, Inc. (ECPG)
NMS – Real Time Price. Currency in USD
81.61
-0.72 (-0.87%)
At close: May 12, 2026, 4:00 PM EDT
82.07
+0.46 (0.56%)
After-hours: May 12, 2026, 7:37 PM EDT
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NMS – Real Time Price. Currency in USD
81.61
-0.72 (-0.87%)
At close: May 12, 2026, 4:00 PM EDT
82.07
+0.46 (0.56%)
After-hours: May 12, 2026, 7:37 PM EDT
No Data
There are no news for this stock.
Total debt $4.0B significantly exceeds cash reserves ($227.2M), raising financial stability concerns
Total current assets $0.0 are just enough to cover Total current liabilities $252.3M, indicating tight liquidity
Debt-to-equity ratio (3.9) far exceeds the industry average, reflecting over-leverage
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $77.5M, supporting its financial health
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 1.18 | 10.91 | 7.0 | |
| Quick ratio | 1.18 | 10.10 | 7.0 | |
| Debt to Equity | 3.90 | 3.44 | 2.0 | |
| Debt to Assets | 0.74 | 1.99 | 2.0 | |
| Interest coverage | N/A | 71.90 | 10 | |
| Weighted average score | 5.6 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 1.37B | 1.22B | 1.30B | 1.76B | 1.85B |
| Gross Profit | 952M | 809M | 852M | 1.24B | 1.31B |
| Operating Income | 433M | 280M | 276M | 624M | 678M |
| Net Income | 195M | -206M | -139M | 257M | 296M |
| EBITDA | 483M | 322M | 308M | 652M | 707M |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 2.87 | 15.36 | 6.5 |
| Next quarter | -0.63 | -3.63 | 1.0 |
| Current year | 4.59 | 18.72 | 6.5 |
| Next year | 1.08 | 3.09 | 3.5 |
| Weighted average score | 4.4 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -0.12 | 12.51 | 14.54 | 684.19 | 6.8 |
| Y/Y | 20.66 | 84.3 | 100 | 102.31 | 10 |
| 3y average | 10.41 | 36.97 | 34.47 | -1.78 | 7.0 |
| 5y average | 4.59 | 26.39 | 22.99 | -11.73 | 6.3 |
| Weighted average score | 7.5 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 0.00 | N/A | 1.0 |
| Payout ratio | 0.00 | N/A | 1.0 |
| 5-year dividend growth rate | N/A | N/A | 1.0 |
| Years of dividend increase | N/A | N/A | 1.0 |
| Weighted average score | 1.0 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |